Soldato
There's more to come sadly, all those goods and services we buy from various suppliers well their fuel and utility costs have just shot up, and their staff are grumbling about the cost of living so they'll want more money too.
This is getting ridiculous (energy prices - Strictly NO referrals!)
- Thread starter DXP55
- Start date
There's more to come sadly, all those goods and services we buy from various suppliers well their fuel and utility costs have just shot up, and their staff are grumbling about the cost of living so they'll want more money too.
Man of Honour
If Housey is saying this what hope do us meer mortals have.
Indeed, but joking aside, can't imagine what it's going to be like for pensioners and young families / young people with early career salaries. Even I'm considering whether or not to just stop running some of my IT equipment, or at least shut everything down at night. We might stop doing our shop at Waitrose and head to Lidl/Aldi instead, but I think I will keep going to the local butcher as the quality is too good, although eye wateringly expensive.
I've already knocked the central heating down by 1C. But our home is quite old as is the double glazing... just glad that winter's on its way out.
Where does the ‘but think of the poor pensioners’ originate? It’s not based on reality at the moment. @Freefaller, I’m not blaming you for saying it as it’s something that is generally accepted as being the case that pensioners are poor.
The average pensioner has more disposable income after housing costs than the average working person and has had for a long time. They also have considerably more wealth to fall back on if needed.
Again, I’m talking averages, not all of them are wealthy or have tidy incomes but generally speaking as an age group, they are faring far better than the working age population.
The average pensioner has more disposable income after housing costs than the average working person and has had for a long time. They also have considerably more wealth to fall back on if needed.
Again, I’m talking averages, not all of them are wealthy or have tidy incomes but generally speaking as an age group, they are faring far better than the working age population.
Man of Honour
I've been giving my folks (pensioners) money every month to help with their fuel bills and to show it's really serious, I've just started to switch Cookie Clicker off so I can shut down the PC!
Fortunately my folks live in Cyprus / France (Med) so it doesn't get too cold for them - but that's an awesome thing to do
Soldato
Aldi is surprisingly good for a lot of stuff, and in my local one the carparks usually rammed with Mercs, Range Rovers and Porsches. Folk ain't daft.
Man of Honour
It's ok I mentioned it the most recently - a lot of older folks are on state only pensions, there are of course many that get a private pension too. Speaking anecdotally, but if you have some stats and figures then I'll stop mentioning them and focus on the young families instead who I believe are also in trouble.
Also a pensioner's income is fairly low, they can plan based on what they're getting, if they get a price hike in gas/electricity it's harder for them to adjust their planning as they don't have additional sources of income, unless they re-mortgage their homes of course. Pensioners tend to use more heating than younger folk.
It is a big issue for many and will start to really hurt some people at both ends of the scale as you say. I have already offered to help my mum if she needs help, will pick up her energy bills if I need to (they are not vast) to take that pain away.
I've had to cut down on my daily caviar and champagne deliveries!! Well I say cut down....I mean move to an hourly slot, not my 'within this exact 2 minute' delivery time.If Housey is saying this what hope do us meer mortals have.
Man of Honour
Car badges mean nothing really - but yes I think the basics aren't any different really, but we'll keep going to the butcher as supermarket meat is just not worth it, that said our little farmer's market that comes twice a week in town sells lots of fresh fruit and veg which is also decent value really.
We've cut down our meat significantly anyway, as long as the kids are getting a varied diet then that's all I care about.
Soldato
Don't stop mentioning it, the belief that the average pensioner is rolling in cash is ********.
https://fullfact.org/economy/are-pensioners-better-people-working-age/
While their incomes are lower in absolute terms, most (70%+) own homes outright and this are insulated from the biggest costs of living. Pensioners who have already retired benefit from final salary pensions which have long since been withdrawn.
Like I said, it’s not all pensioners it’s based on middle incomes across populations but in reality working people are being squeezed more as they have less income after housing costs generally. Housing costs are also rocketing.
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Man of Honour
With respect that's a 5 year old report and the landscape and cost have shifted significantly above where they were. CPI is more than double than it was in 2017, as is RPI... it's going to be hitting then pockets much much more.
Putting the oil slip in filing cabinet I looked at old oil bills
2020 was 34p ltr
2021 was 38p ltr
2022 is 60.85p
Wife has just got a statement of her pension for this year -£26 per month for 14yrs work - The company pension scheme fell over and after the dust had cleared and it was sold off this is the result.
Since xmas we have put £25 each and the £100 each fuel allowance into the oil suppliers account so on this delivery we had £300 so it eased the pain.
We will contunue to do this every month now.
2020 was 34p ltr
2021 was 38p ltr
2022 is 60.85p
Wife has just got a statement of her pension for this year -£26 per month for 14yrs work - The company pension scheme fell over and after the dust had cleared and it was sold off this is the result.
Since xmas we have put £25 each and the £100 each fuel allowance into the oil suppliers account so on this delivery we had £300 so it eased the pain.
We will contunue to do this every month now.
Soldato
So if you completely ignore housing costs they're £20 a week better off.....
Well I'm convinced.
Well I'm convinced.
Soldato
Yeah we get the majority of stuff from Aldi now, with only some things like pet food and the occasional household item from the likes of Tesco / Sainsburys. Meat, we eat a lot less than we used to luckily.
The standard of living for a lot more people is definitely heading in the wrong direction though.
Yup but your forgetting pension income has outgrown wages in that period. The triple lock is popular with conservatives voters (aka old people) for a reason.
if you completely ignore that the vast majority pensioners own their own homes, sure.
Soldato
Again with the assumptions that pensioners are all sitting in their own homes on final salary pensions. It isn't the case.
Soldato
Remeber to fill that key meter up as much as you can afford before the price rise 