Trading the stockmarket (NO Referrals)
- Thread starter mcast123
- Start date
Soldato
- Joined
- 25 Nov 2007
- Posts
- 5,581
- Location
- London
I was not counting company matching or tax refund, only my contribution, which is around £120 per month, ish. On average 1400 goes into my ISA if we are talking monthly.
The pension is with NEST, auto enrollment, and i have chosen the sharia fund, HSBC provided that fund you can check here https://www.assetmanagement.hsbc.co.uk/en/institutional-investor/funds/ie000g1x4xt2?t=3
In case anyone is with nest, pick that fund, its a complete no brainer.
The only other pension i know the details off is my friend who is with the police and i read the police 2015 pension a while back.. Personally i would opt out of that entirely.
Im close to achieving £20k ISA allowance without being in the higher tax bracket
I don't like money locked for any time period, let alone what 19 more years assuming laws don't change.
what like tell pension companies to invest 5% of your pot into a selector that has a failure rate of 90% within their first 3 years.
Jeremy Hunt to unveil pension fund reform plan to help UK startups
Chancellor will outline proposals to mobilise investment and support homegrown firms in Mansion House speech
www.theguardian.com
rather than setup a decent government scheme to finance loan scheme themselves.
I don’t think I’m personally affected as I’m in a mix of auto enrolment and salary sacrifice scheme (so I’ve been told)… but if I was, I would look for a way to opt out.
yeah, if you was 18 and had all your working life left, theres plenty of time for the returns to outweigh the risks.. but the older you are the less time there is to find the diamonds…. Plus the amounts that Pension companies are charging to manage that 5% even if they invest in failed companies is eye watering.
Soldato
- Joined
- 13 Jul 2004
- Posts
- 20,341
- Location
- Stanley Hotel, Colorado
Investors
In our Investors section, you can discover results and reporting information for Anglo American as well as the latest shareholder news and tools.
www.angloamerican.com
AAL getting absolutely destroyed -20% in one day is bonkers to me. Commodities I get can move so -10% maybe thats the risk you sign up for but this seems a bit out of nowhere. Lower revenue higher costs is all I read, the shares sure do move must be nice for traders but I rate them as doing extremely well further out but clearly thats not on the horizon now.
Dont care about the price I guess they are challenged I need to read more on that, usually its about China outlook
Market overall seems more positive but with dollar index above 100 I think its on a leash still
RR apparently not just turbines but full on rockets
also unexpected I didnt retain enough
Last edited:
Soldato
- Joined
- 13 Jul 2004
- Posts
- 20,341
- Location
- Stanley Hotel, Colorado
Whats the news, the FED spoke? I wasnt even listening 
Ultimately Iam bullish stocks but also I think volatility, so prices both directions
Ultimately Iam bullish stocks but also I think volatility, so prices both directions
Last edited:
Well the rate sensitive UK stocks disagree with you r.e UK inflation. Absolutely flying today.
Ah that's good, I still have far too much weight to the UK so I'll take it!
Just thinking the same.
Upstart popped 100pc pretty much this month. Unfortunately I'm not up 100pc but happy none the less.
I've also been looking for any dead ducks to avoid.. Ie.. Not green
You just never know with this lot. I have a sizeable stack in Vanguard LifesSrategy (LS) and S&P (VUSA) and was wanting to consolidate both in to S&P (VUAG) considering there is already overlap between LifeStrategy and VUSA. I have another separate HSBS S&S portfolio which is UK weighted which I'll leave well be.
I had been debating dumping LS but I just don't know now but I have a "feeling" it will pop early next year. *debate*
I had been debating dumping LS but I just don't know now but I have a "feeling" it will pop early next year. *debate*
I've cut my LS lately, still a bit too much in it though. I too think it might jump a bit next year but it's not matching my VUAG. An all world fund only allocates 4% to the UK and LS is a lot more than that
Last edited:
Flogging LS is a right proverbial an all. Takes several business days to trade and always seems to be on a dip
Associate
- Joined
- 20 Oct 2002
- Posts
- 1,964
- Location
- Pateley Bridge, North Yorkshire
I'm out of LS. I can see it staying that way unless UK can pull its socks up. Great gains in US with VUAG/VUSA and US dominated "All World" type funds, but can it continue? Vanguard have doubts themselves, but obviously you just never know...
www.vanguardinvestor.co.uk
What’s in store for shares?
Global shares have had a strong run this year, but some areas are now looking overvalued. We look at what this means for a global portfolio.
Yes I've had a sell order for a couple of days now, it's frustrating.Flogging LS is a right proverbial an all. Takes several business days to trade and always seems to be on a dip
I personally see LS as a long term investment kinda like another pension.
The whole point of a LS is for people who don’t want to put together their own packages or pick the companies to invest in individually. Having another tracker/ETF of a similar weight really messes up the weighting of LS plans… it’s like having a sound system setup by a professional and then setting up a second sound system and having them both playing music at the same time. Lol
Having said that there’s a overlap even in some LS plans themselves.. personally I’m happy to let someone else look after the main bulk of my money, and mess about myself with smaller funds.
I took a look at the different funds I have including pension and it turns out about 10% of my money is invested in Apple and I’ve not purchased a single share individually.
The whole point of a LS is for people who don’t want to put together their own packages or pick the companies to invest in individually. Having another tracker/ETF of a similar weight really messes up the weighting of LS plans… it’s like having a sound system setup by a professional and then setting up a second sound system and having them both playing music at the same time. Lol
Having said that there’s a overlap even in some LS plans themselves.. personally I’m happy to let someone else look after the main bulk of my money, and mess about myself with smaller funds.
I took a look at the different funds I have including pension and it turns out about 10% of my money is invested in Apple and I’ve not purchased a single share individually.
What is going on.
I mean I know.
I've got stocks going crazy green everywhere
Im up 13pc portfolio wide this week
Things on my watch list are up. 5-10-15 percent today. Basically a sea of green.
Upstart up 100pc this month
30pc this week
And 5pc today on open
I mean I know.
I've got stocks going crazy green everywhere
Im up 13pc portfolio wide this week
Things on my watch list are up. 5-10-15 percent today. Basically a sea of green.
Upstart up 100pc this month
30pc this week
And 5pc today on open
Last edited:
I can only put it down to positive news on inflation. I'm sure they'll fall back a bit but 2024 is looking quite promising imo.