Trading the stockmarket (NO Referrals)

Dirk Diggler said:
Thanks for that info.

This is a 5 year plan and I'll be allocating around 30% to this and 70% to cash ISA, so I've probably split the risk enough with that.

I'll get a look through those, although I'd looked at the S&P 500 and performance looked good, however as stated a few posts back it's at ATH so maybe not the best time to start buying in?
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Risk depends on exactly your situation.

What happens in 5 years? Is it a lump sum or are you buying regularly or both, can you be flexible, how much cash do you need.. Etc etc.

Saying 70% cash is giving off high risk aversion vibes so IMO, you should be in 100% cash in this situation.
 
5% in Japan and its the best performing stock index for some time now. I only got a little bit, I sold into the rally :o

World tracker is too western biased imo but the ft100 is often not uk companies anyway a large majority of it is abroad some of them has zero uk business.

Hence I dont guess the budget is too much influence on the ftse but anyway its relevant to investment in general
Meanwhile, Britons will be able to invest up to £5,000 in UK companies tax-free - in addition to their current ISA allowance - through a new "British ISA".

He also announced:

• The High Income Child Benefit Charge threshold will increase from £50,000 to £60,000

• A new excise duty on vaping, as well as a one-off increase to tobacco duty

• The higher capital gains tax rate on property will fall from 28% to 24%

• The VAT registration threshold will rise from £85,000 to £90,000 from 1 April - the first increase in seven years

• A fund aimed at supporting vulnerable households with the cost of living will be extended by a further six months

• The UK economy is expected to grow by 0.8% this year - and 1.9% in 2025

• Hundreds of millions of pounds to tackle "historic underinvestment in our nations and regions"

The 2p cut to national insurance was widely trailed - and follows a previous 2p cut announced in the autumn statement. Combined, this could save the average worker up to £900 a year.
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Coinbase still Working well for me as a proxy for crypto.

Not sure if/when to sell at least some.
 
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I suspect they will get close to if not exceed the IPO/ATH, we are only now in the ball part of what the shares were at around the last crypto bull run. My average in them is $76 so thinking I should take profit but they are making a fortune in fees currently and are the custodian of I believe 6 out of the 7 BTC ETFs. I'll let it go on a while yet before taking profit.
 
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TheGamingGeneral said:
I suspect they will get close to if not exceed the IPO/ATH, we are only now in the ball part of what the shares were at around the last crypto bull run. My average in them is $76 so thinking I should take profit but they are making a fortune in fees currently and are the custodian of I believe 6 out of the 7 BTC ETFs. I'll let it go on a while yet before taking profit.
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Yes. I'm not ready to come out yet. Like you say, in UK at least coinbase is the easiest way to get Fiat into crypto.


My average is 100.
 
ITV is up again by ~11% after the yearly report. Advertisement income and their free to watch channel has taken a massive hit but the company as a whole is only 2% down and still made 4.3 billion but what’s to make 50 million in cuts.

They have revenues yet to be paid due to selling shows to companies that were affected by the writers strike and expect a better year for advertising because of the football.

One day this ticket may turn green for me again lol
 
Dirk Diggler said:
Thanks for that info.

This is a 5 year plan and I'll be allocating around 30% to this and 70% to cash ISA, so I've probably split the risk enough with that.

I'll get a look through those, although I'd looked at the S&P 500 and performance looked good, however as stated a few posts back it's at ATH so maybe not the best time to start buying in?
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Decide on anything?
 
Somehow SMCI continues to climb.

AV had a good set of results vs LGEN. Which was nice.

But generally I'm still selling off my UK shares for US ones gradually over the weeks/months
 
I need to start thinking about selling my shares to make the most of the capital gains allowance that I have left and the use the money later to reinvest into a second S&S isa come the new next year.

Don’t forget capital gains allowance is dropping down to £3000 next year..

I could just keep them if they are losses and sell them later to off balance my work share policies as they mature.
 
slinxy said:
I need to start thinking about selling my shares to make the most of the capital gains allowance that I have left and the use the money later to reinvest into a second S&S isa come the new next year.

Don’t forget capital gains allowance is dropping down to £3000 next year..

I could just keep them if they are losses and sell them later to off balance my work share policies as they mature.
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Sold out my half my original non isa shares this year and will do the rest next year.
Then transfer to isa and close old non isa account. Back when I set it up didn't even think about such things.
 
englishpremier said:
You're getting 6% and 8% dividend yield respectively on those with relatively stable share prices, just no growth.
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Its kind of my safe chunk. Well. Safe as can be.

Its I guess the chunk I consider as a savings account.

But yeah. No growth of late.
 
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arknor said:
sounds like a desperate attempt to try and get some life into the UK stock market
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Indeed, the U.K. and Europe as well lack any significant modern high tech, high growth company listings. Growth had been pitiful.

Could you transfer in the £5k and then move into another ISA type? Even a cash ISA is going to be a better investment.
 
slinxy said:
I need to start thinking about selling my shares to make the most of the capital gains allowance that I have left and the use the money later to reinvest into a second S&S isa come the new next year.

Don’t forget capital gains allowance is dropping down to £3000 next year..

I could just keep them if they are losses and sell them later to off balance my work share policies as they mature.
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if the shares are able to be held in a uk S&S ISA don't sell them bed and share them in, you shouldn't be liable for CGT and won't lose money on the sale/reinvest plus once in the ISA you can sell them and not get hit by CGT anyway
 
AlphariusOmegan said:
if the shares are able to be held in a uk S&S ISA don't sell them bed and share them in, you shouldn't be liable for CGT and won't lose money on the sale/reinvest plus once in the ISA you can sell them and not get hit by CGT anyway
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huh??! they not in S&S ISA... the phrase is "bed and ISA" and the whole point of bed and ISA is to sell them and move them to more tax-efficient account.

What's a Bed and ISA, and how do I do it?

If you hold funds in a General Account and consider selling them and reinvesting the proceeds in an ISA, this process is a Bed and ISA.
www.vanguardinvestor.co.uk www.vanguardinvestor.co.uk

Not all companies support automatic bed and ISA, the ones that do can charge a fee or/and you may still get hit by market spreads.
 
You would be liable for CGT on the initial sale though by the looks of things? Only future CGT would be avoided once your re-invested in the ISA?
 
Jokester said:
You would be liable for CGT on the initial sale though by the looks of things? Only future CGT would be avoided once your re-invested in the ISA?
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yeah I woud bem hence why I want to do it this year where I have more allowance or like said I may keep the losses to tax rebate of them in the future.
 
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