Soldato
Yeah, but only on under £7,500.
It's 0.35% if you have a regular savings plan or over £7,500 invested.
It's 0.35% if you have a regular savings plan or over £7,500 invested.
Yeah, but only on under £7,500.
It's 0.35% if you have a regular savings plan or over £7,500 invested.
I have my personal SIPP/ISA with Fidelity. Have done for a few years now - they finally have a decent app on Andriod now so you can do pretty much everything online.
I recommend the vanguard LifeStrategy® 60% Equity Fund to clients as part of overall portfolio - the Vanguard platform is super cheap and straight forward but limited to their funds. Having spoken at length to their business development manager over a number of years - I don't think they have any plans to become a "fund supermarket" like Fidelity.
Simple £50 a month - use Vanguard.
3 or 4 funds, ISA and a SIPP - Fidelity
That's my own personal view and should not be seen as forming any part of advice or recommendation
Sorry, i have my SIPP with Fidelity anyway which is a combination of my old workplace pensions which lay dormant when i left the various companies.
Might try ringing HL then.
Simple £50 a month - use Vanguard.
3 or 4 funds, ISA and a SIPP - Fidelity
That's my own personal view and should not be seen as forming any part of advice or recommendation
@booyaka
I accept this might not be something you'd personally had to do but do you know if there are any charges to transfer part of a pension pot (workplace pension with Scottish Widows) into a SIPP?
My SW pension is not doing great. I'd like to keep all my pensions together and there's around £5k/yr going into it. My plan is to transfer a lump sum over every 12 months or so. I did speak to SW but the person i spoke to seemed fairly useless!
I was originally looking at Vanguard but based on my research would I be right in thinking that it's probably best suited for real long-term investing? e.g. retirement plan? Whereas something that's more of a "supermarket" as it seems to be called will be better for a mixture of longer term stuff and mid or even shorter term stuff down to penny-stocks if that's something one wanted to get involved in? (that may be exactly what you're saying but I'm too much of a noob to realise it)
I was originally looking at Vanguard but based on my research would I be right in thinking that it's probably best suited for real long-term investing? e.g. retirement plan? Whereas something that's more of a "supermarket" as it seems to be called will be better for a mixture of longer term stuff and mid or even shorter term stuff down to penny-stocks if that's something one wanted to get involved in? (that may be exactly what you're saying but I'm too much of a noob to realise it)
As above - stay well away from penny stocks - utterly pointless things.
Stick to the basics funds - stay away from individual equities at the initial stages. Leave the stock picking choices to the professional fund managers
It is unlikely that there'll be charges to do a partial transfer, other than investment transaction costs for selling in the SW pension and then buying whatever investments you want in your SIPP.
I make regular partial transfers out of my workplace pension (L&G) into my own SIPP, and there's no cost at either end.
@Marvt74 - Are you a live member of your workplace pension scheme?? - if so you will need to check whether they will allow you transfer the funds out whilst being a live member. Normally this is not allowed.....Please check this before you do anything.
Until you leave that employer or stop being a member of the scheme - transfers are not "usually" allowed out whilst you a live member.
I'm assuming I've read that correctly that you are still paying into the works scheme??
Hows peoples funds done over the past 2 days?
I've pretty much lost Everything i've made this year. 2019 is going to be terrible.
Starting to wish i bought a house instead.
thats not entirely true im being dramatic... lol
Never looked into anything like this before. Just opened a Vangaurd account. Went with lump sum opening, LifeStrategy® 100% Equity Fund.
Watched a few youtube vids and just went for it! Seen Vangaurd mentioned on here a few times just read the last couple of pages.
Have I made a more choice?
Thanks all.