Verified by Visa rant!

[ebilcake]

It's happened to me a couple of times in the past, like maybe 3-4 years ago.

Not had this happen for years now, also I wouldn't complaint too much about it as it's there for your protection and once you go through the checks which take a couple a minutes you can purchase whatever you want and use that site and service again without worry of it happening again.

It's only happened while purchasing online, never while in a shop or restaurant.

The funny thing is some sites completely bypass this protection.

 

[Derek W]

Always works fine for me.

 

[!bluetonic!]

I didn't find out until I tried buying a £6.50 pair of novelty socks for my then girlfriend that got declined

Why would you do this??!!


3d secure is there to prevent the consumer from saying, it wasn't me that made that transaction.

A new version is on the way, but at the hassle of migration of millions of websites, it's a way off. Amex has their own mechanism too.

We implemented it on our work's website but left it turned off for now.

 

[Housey]

Only 1 of my rejections was in OCUK but seems there are some blips in the security algorithms of late.

 

[Strife212]

It never asks me for any details anymore, it just flashes on screen for a second then automatically accepts and proceeds with the order.

 

[Digital X]

It's happened bare times to me. Once I moved house it was all sorted, was weird.