I see no reason to change from Mulvad. It’s cheap and it’s a ‘proper’ VPN.
It's about 3x as much as PIA/Surfshark... not that that's necessarily a blocker if it's worth the extra.
By 'proper' I mostly meant a paid one (rather than most free tiers either having RNG locations and/or bandwidth limits).
I was thinking of paying by card but that's something worth considering... I might have a couple of LTC kicking about somewhere but would probably take ages to find the wallet (and then sync it... I know there are 'lite' wallet clients, but didn't get far with that last time around and ended up syncing the full wallet as it was less hassle).
I'm sure there will be further changes that will erode our right to privacy even more, but for now I just want to reduce the requirement to upload passport/DL to access websites/social media/gaming services as much as possible.... (I assume with how broad the scope in the legislation is, that these forums could eventually get swept up in it

)
Do you need port forwarding?
That's something I hadn't thought of - I do port forward one of my machines for running game servers (although it's mostly for myself and otherwise would just be people I know, not fully public... I actually realised a few weeks ago that I didn't have the correct ports/protocols forwarded but mostly only connect to it over LAN... only noticed when I tried to play from my parents' house).
Would I need to be able to port forward the VPN endpoint, or would I be able to cope with that via split tunnelling (i.e. have the server application operate outside of the VPN)?
Thank you all for your input

it's something I should have put more thought in to years ago but I honestly didn't think it'd get this bad this quickly!