VW Golf 1.6 -- £3100 Insurance

Obviously a he who dares wins fearless type of individual!

i'm 21 and had my license for less than a year.
got the quote from one of the compare website and its with admiral
my dad has his license for 15 odd years and has currently 6 years no claims

if i pay up the 3 grand and have a 1 year ncb, what would i be expecting to pay for year 2?

That's the OP's last post and it contains the issue, comparison sites are really really crap for young/new drivers. I was getting similar quotes when I passed my test at 20 and 'only' paid £1400 after getting on the phone to a broker.
 
Its my dads car but he gave it to me for xmas so i would rather pay 3k for insurance than 3k for a worse car + insurance.

i can afford to pay 3k (albeit monthly) but if there was another legal way to reduce the cost then id be a fool not to ask.

i got off the phone from insurethebox and they offered 2.4k with 7 monthly payments.

job done
 
Its my dads car but he gave it to me for xmas so i would rather pay 3k for insurance than 3k for a worse car + insurance.

i can afford to pay 3k (albeit monthly) but if there was another legal way to reduce the cost then id be a fool not to ask.

i got off the phone from insurethebox and they offered 2.4k with 7 monthly payments.

job done

Sod having a tracking box in your car, FWIW companies like that quoted me more than normal insurers. Get on the phone to some brokers, honestly.
 
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