What watch do you wear?

Richdog · 8 Oct 2019 at 10:25

Eurofighter said:
I have already bought it. was £100

I thought it would be clear, but I was asking what your budget for the watch (with sapphire glass) you are saving for is, not the Invicta you already said that you purchased.

Varwen · 8 Oct 2019 at 10:30

https://www.hsjohnson.com/watches-c...SPF9sbRbmNmTEIvFhqWEX41-_Sci1DixoCdDUQAvD_BwE - Nothing special, but seems a decent price for something with sapphire glass. Any reason not to?

Eurofighter · 8 Oct 2019 at 10:39

Varwen said:
https://www.hsjohnson.com/watches-c123/mens-watches-c116/rotary-gb05108-04-mens-henley-gmt-wristwatch-p10456/s16976?utm_source=google&utm_medium=cpc&utm_term=rotary-gb05108-04-men-apos-s-henley-gmt-wristwatch-gb05108-04&utm_campaign=product+listing+ads&cid=GBP&gclid=CjwKCAjw5_DsBRBPEiwAIEDRW7YSAfK-_9BKVpPLlp8skWSPF9sbRbmNmTEIvFhqWEX41-_Sci1DixoCdDUQAvD_BwE - Nothing special, but seems a decent price for something with sapphire glass. Any reason not to?

Yes, I was looking at the Rotary Henley, but the automatic two tone one. Maybe my next watch then. But if I can resist spending my money on beer maybe a Steinhart. Swiss made would be nice. I especially like the Pepsi GMT.

Eurofighter · 8 Oct 2019 at 10:40

Richdog said:
I thought it would be clear, but I was asking what your budget for the watch (with sapphire glass) you are saving for is, not the Invicta you already said that you purchased.

sorry, got confused. I don't have a set budget tbh.

Richdog · 8 Oct 2019 at 11:51

Eurofighter said:
sorry, got confused. I don't have a set budget tbh.

That doesn't make any sense. Everyone has a budget, especially if they are saving for a watch.

Eurofighter · 8 Oct 2019 at 11:52

Richdog said:
That doesn't make any sense. Everyone has a budget, especially if they are saving for a watch.

I'm just going to save up until I can't save no more. I can't imagine it ill be more than £500

Im only saving like £200 a month.

Richdog · 8 Oct 2019 at 12:01

Eurofighter said:
I'm just going to save up until I can't save no more. I can't imagine it ill be more than £500

Ok, finally, so you have a £500 budget. I would be looking at:

-Tissot
-Certina
-Hamilton
-Seiko dive

Also, why would you be saving up when the UK allows you to get 0% interest free credit to spread the cost witth zero interest? It's literally a no-brainer.

EDIT - Unless for some reason you can't get credit in which case ignore my last question.

Eurofighter · 8 Oct 2019 at 13:26

Richdog said:
Ok, finally, so you have a £500 budget. I would be looking at:

-Tissot
-Certina
-Hamilton
-Seiko dive

Also, why would you be saving up when the UK allows you to get 0% interest free credit to spread the cost witth zero interest? It's literally a no-brainer.

EDIT - Unless for some reason you can't get credit in which case ignore my last question.

I have a mortgage so I assume I have a good credit rating. But I would still rather save up. I like Certina though.

Richdog · 9 Oct 2019 at 07:02

Eurofighter said:
I have a mortgage so I assume I have a good credit rating. But I would still rather save up. I like Certina though.

Still makes no practical financial sense when the credit is interest free. Always better to spread monthly costs than pay in one lump with a purchase like this.

Raymond Lin · 9 Oct 2019 at 08:38

I am one of these people who has never bought something with 0% over 12/18/24 months etc. I just don’t like having a payment over my head, especially when it comes to luxury goods.

DXP55 · 9 Oct 2019 at 09:07

Have to agree with Raymond - +1

GSXRMovistar · 9 Oct 2019 at 09:12

Also in agreement here can't see why anyone would commit funds they don't have on the purchase of a luxury item. Fully understand if you already have the money in the bank and want to earn the interest on it etc but seems crazy to agree to buy something you can't guarantee you can afford.

randomshenans · 9 Oct 2019 at 10:49

Richdog said:
Still makes no practical financial sense when the credit is interest free. Always better to spread monthly costs than pay in one lump with a purchase like this.

If you're in a decent position in life in general this actually makes more financial sense to do. You could afford the 5k upfront or whatever, but with 5k you can make the payments each month and have that money working for you, rather than not. Especially if they're charging nothing for this.

randomshenans · 9 Oct 2019 at 10:51

Alice96 said:
My smartphone has a watch. Why wear a watch on your hand? Demonstrate my status? Recently I was in a bank, the clerk who opened the account for me had an expensive watch. Likely in banks so accepted. But that doesn't make sense.

As you can see from this thread Alice, many people do. Why? We like them. Why do women wear earrings or other things? A watch is something you can really appreciate as a craft and it's engineering. They are there for a persons enjoyment.

Eurofighter · 9 Oct 2019 at 10:59

Its takes too long to get your phone out your pocket.

Rotty · 9 Oct 2019 at 11:06

randomshenans said:
If you're in a decent position in life in general this actually makes more financial sense to do. You could afford the 5k upfront or whatever, but with 5k you can make the payments each month and have that money working for you, rather than not. Especially if they're charging nothing for this.

Yes, I bought Chanel J12 for the wife a couple of months ago and took 48 month 0% as I can use the money elsewhere

Only downside is, even though it's illegal to do, a lot will charge full RRP where you could have gotten an discount for paying outright

randomshenans · 9 Oct 2019 at 11:34

Rotty said:
Only downside is, even though it's illegal to do, a lot will charge full RRP where you could have gotten an discount for paying outright

Yea, I've noticed this. Bump the price up because you get 0% which is shady.

Richdog · 9 Oct 2019 at 15:34

Alice96 said:
My smartphone has a watch. Why wear a watch on your hand? Demonstrate my status? Recently I was in a bank, the clerk who opened the account for me had an expensive watch. Likely in banks so accepted. But that doesn't make sense.

Congrats on the most laughably ignorant post so far in this thread. You must be pretty insecure if you are measuring yourself against the more expensive watches people wear in your presence.

You can buy many great watches for very reasonable prices and a smartphone is a very poor replacement for them considering it is generally not located on your wrist.

wez130 · 9 Oct 2019 at 22:35

Richdog said:
Ok, finally, so you have a £500 budget. I would be looking at:

-Tissot
-Certina
-Hamilton
-Seiko dive

Also, why would you be saving up when the UK allows you to get 0% interest free credit to spread the cost witth zero interest? It's literally a no-brainer.

EDIT - Unless for some reason you can't get credit in which case ignore my last question.

There were some cracking deals last week at AMJ watches on SEikos, a lot less than half price. If i was there i would have got this for under £300

https://www.seikowatches.com/in-en/products/seikopremier/ssa369j1

AMJ website seems to be broken atm though.

Richdog · 10 Oct 2019 at 07:33

wez130 said:
There were some cracking deals last week at AMJ watches on SEikos, a lot less than half price. If i was there i would have got this for under £300

https://www.seikowatches.com/in-en/products/seikopremier/ssa369j1

AMJ website seems to be broken atm though.

Althought they are pricier I like the Seiko Presage enamel dials (the older models without the red character at 12-o-clock), very elegant pieces. The SPB047 in particular is a nice dressy watch. https://www.hodinkee.com/articles/seiko-presage-enamel-collection-introducing

The dive watches are also very nice https://www.seikowatches.com/global-en/products/prospex/special/historyofdiverswatches/