True.
I deal with compensation every day and I was gobsmacked when I first started 7 years ago just how little some people get.
We could cause clinical negligence that leads to the death of a baby and it is only worth £10,000 however cause celebral palsy and it could run into millions.
Except the millions doesn't go to the family, it goes to pay things like nursing, medical bills, treatment, up keep, housing, maintenance.
Just think...24 hour care, a nurse does 8 hour shift, you will need 3 a day.
£25k a year. that is now £75k.
Life expectancy say...75 years old, and whatever accident happened when the person was 25.
50 years at £75k a year, add inflation. There is your £4 million right there. And it all goes to nursing, the family see none of this.
And then we can move on to the next thing and then next thing.
What goes to the family, or rather, the litigation friend or trust, is the general damages (injury) and loss of earnings and things like DIY, gardening, up keep, holiday. Normally in "large loss" cases (Large loss is what the last firm I worked at class cases above £100k), Medical or loss of earnings is the biggest slice of the pie. Typically though, when it gets to millions, generally it is because they are still alive, long life expectancy and needs constant medical care. Not often the person was a high flyer in an industry to get a large loss of earnings claim.