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Cheers guys, was thinking along those lines. Will prob get the Zotac reference that's on offer this week for the 5 year warranty.
Zotac sounds very strict with cooler removal and it states on their website that removing cooler voids warranty so i wouldnt go with them. Grab a OCUK one.
According to customer service OCUK also doesbt allow cooler removal on there refrence cards
I spoke with the sales team yesterday and they said it was fine to swap the cooler on the ocuk ones, as long as it was replaced before any returns (and wasn't damaged as a result of the removal process).