Wow you save about £650!!! Amazing logic. Lets spend 5k more over a nearly new car so i can save servicing costs
Which "Hot Hatch"?
- Thread starter mdixson
- Start date
Wow you save about £650!!! Amazing logic. Lets spend 5k more over a nearly new car so i can save servicing costs
I dont want to keep ****ing on your fire here, but for gods sake forget free servicing as a key buying point, you are just blowing your brains out money wise with this buying new fixation.
Honestly go and have a drive in something 6 months old then come back and honestly say it didnt appear new.
And organise the finances outside the dealer, your dad will tell you that im sure.
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Next you shall be telling us that it's worth it as the dealer is going to give you mats and a full tank of fuel, something a 2nd hand car won't give you 
Listen to us please, it's not one or two fanbois, it's a whole thread of people telling you are going to make a silly mistake and you are the only one thinking it's a good idea.
Listen to us please, it's not one or two fanbois, it's a whole thread of people telling you are going to make a silly mistake and you are the only one thinking it's a good idea.
![[TW]Fox](/data/man-of-honor/2009.png){kind=avatar}
Nothing 'helps with swallowing the APR on the dealers scheme' - you simply avoid car finance with huge APR!
@Fox ofc
Sorry if i'm dismissing cars based on the fact I personally don't like them, but last time I checked I have to own the car!
I will now be looking at near-new/year old cars... finance is still and option imo as haven spoken to my dad who can get very good rate loans he thinks that atm it will be hard to get much better than some of the dealers APR's - although yes I do see the benefit of owning the car outright at the end
EDIT: apologies for the dumb streak but I had really got fired up on the new car/own spec idea... I can see the errors - ty
Sorry if i'm dismissing cars based on the fact I personally don't like them, but last time I checked I have to own the car!
I will now be looking at near-new/year old cars... finance is still and option imo as haven spoken to my dad who can get very good rate loans he thinks that atm it will be hard to get much better than some of the dealers APR's - although yes I do see the benefit of owning the car outright at the end
EDIT: apologies for the dumb streak but I had really got fired up on the new car/own spec idea... I can see the errors - ty
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@Fox ofc
Sorry if i'm dismissing cars based on the fact I personally don't like them, but last time I checked I have to own the car!
State the obvious why don't you
I will now be looking at near-new/year old cars...
YES! there are a lot more cars opened up to you now
Well done on seeing sense on a used example.
If you simply do not like the ST or whatever else people suggest then fair enough, although I do not agree with your reasoning.
Personally, I'd choose the Scirocco as I said - but its useless for your mountain biking needs I feel - unless of course you'd consider a bike rack.
If you simply do not like the ST or whatever else people suggest then fair enough, although I do not agree with your reasoning.
Personally, I'd choose the Scirocco as I said - but its useless for your mountain biking needs I feel - unless of course you'd consider a bike rack.
That's it your back on track now, buy what you like, you got to drive it, but buy it the sensible way
I will ask again , will you consider something other than a hatchback?
For gods sake man he wants hatchback. Lets not go through the recommending pointless car things.
Yes , but he states that he wants to fit two mountain bikes in a hatchback = not going to happen without a bike rack.
I think I already mentioned no - like the space and the looks of them - don't want a Saloon or traditional Coupé really
EDIT: and hell no to an estate!?!
I love a dealer me, so i can go back and moan at someone, but there are some bargains to be had private, and you will be buying a car with the balance of the manufacturers warranty anyway, so buy it where you find it.
You'll get a better deal privately most of the time, and as it'll still be in warranty, you have nothing to worry about as long as it looks ok and isn't modified.
I'd find out what is covered with the Seat and Honda after the first year though - I believe just about everything is covered with the Scirocco for the full three years.
I'd find out what is covered with the Seat and Honda after the first year though - I believe just about everything is covered with the Scirocco for the full three years.
The problem is, he's never going to be able to pay it off
OP, this forum has a bad reputation for turning everything into financial advice - normally I'm against it and I've even been on the receiving end of it a few times. But please, listen to this.
You've said 2 things that stood out to me - that you're saving for a house deposit and you're about to spend 25% of your earnings on a car loan. 25% is a lot, not when you're living at home - you might chuck another 25% into savings for the deposit, spend a few quid fuelling it and on a social life etc. You might even throw your parents a few quid for rent.
Assuming the finance is 5 years and you're planning to but your house before you turn 29, that means you're still going to be paying off the finance on the car. Your mortgage is going to be 1/4 to 1/2 your earnings, realistically. Add the car finance on and youre spending 1/2 to 3/4 of your earnings before you even start paying bills, feeding yourself etc etc. It's just not possible - unless you're earning a fortune and the 25% of your salary is over 6 months!
And trust me, in 2 years time when you have the deposit saved, you're going to reeeeally resent those loan repayments that are stopping you from making the move. And you'll be left with a 2 year old car that is worth less than the outstanding finance.
Go buy yourself a Clio 182, enjoy the car and more importantly, enjoy your life from somewhere other than behind a wheel. Save this new car obsession until you're old enough to afford it properly
Astra VXR? http://www.pistonheads.com/sales/1504186.htm
