Which is better?

Soldato
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Having what I can only describe as a "heated discussion" with my parents about my future car.

Which would you guys say is the better option -

A '97 1.6/2.0l Hyundai Coupe, good nick, costing £1800 to insure

or

A similarly priced, similar condition 1.1 Fiesta from the same year, costing £2400 to insure.

Apparently the Fiesta is the better car because it's cheaper to run and it's more reliable, which I don't believe for a second because I've known at least a dozen that have had expensive problems in recent years.

Thanks for your time guys :)
 
If your absolute cheapest quote to insure a Ford Fiesta, after shopping around properly, is £600 more than insuring a 2 litre Hyundai Coupe, I will eat my hat.

With extra sauce.

Also, 97 Fiestas are about a grand these days. How much is a 97 Hyundai Coupe becuase I'm sure its a bit more than a grand?

You ought to be getting a 99 Fiesta 1.25 for the same money as a 97 Hyundai Coupe, surely?
 
Agreed, if you've got a quote of £1,800 on the Hyundai, you shouldn't be looking at much over a grand for the Fiesta.

Surely it's your choice though?!
 
I've shopped around a lot, the Coupe almost always comes out on top of the cheap insurance pile due, from what I've been told, to the amount of Fiestas being nicked, torched and totalled these days.

The 2l Coupe is about the same as the Fiesta, sometimes £100 or so more.

I can get the 1.6 coupe for £1600 and it's in great nick, I personally would certainly perfer it to a Fiesta considering the insurance difference (buying it is one off, the insurance gap grows every year), and the fact that the coupe looks utterly gorgeous, has more features and a bigger boot (important to me :p )
 
NickXX said:
Agreed, if you've got a quote of £1,800 on the Hyundai, you shouldn't be looking at much over a grand for the Fiesta.

Surely it's your choice though?!

Not when I've gotta pay them back for it *sigh*
 
[TW]Fox said:
Very good point and correct - you can't get a 1.1 Fiesta on a 97.

I'm only going by what mum's told me, all I heard was "you can have a 1.1 Fiesta from the same year" :rolleyes:

I've told them several times I don't like the way Ford's drive, they all feel like work's transits to me :confused:
 
[TW]Fox said:
If your absolute cheapest quote to insure a Ford Fiesta, after shopping around properly, is £600 more than insuring a 2 litre Hyundai Coupe, I will eat my hat.

But even if you could find a cheaper quote for the Fiesta, you wouldnt tell your parents and give them more ammunition now would you ? ;)

Fog

Who's paying for the car and insurance? If its you then buy what you prefer.

Edit: read the full thread now, sorry :p. Paly the safety card as said. Depending on your parents you could call their bluff by threatening to get a credit card to buy it on or a loan? (my mum chucked a fit when I got a credit card at 18 :D )
 
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Cyanide said:
I've told them several times I don't like the way Ford's drive, they all feel like work's transits to me :confused:

Were you driving a transit at all perchance when coming to that conclusion. :p
 
It's possible that it could be a very late "Classic" model Fiesta 1.1 1997 as they did sell them both at the same time (the Mk3 and Mk4).

The Mk3 Fiesta is a really awful car. Very little redeaming features at all. It's not that reliable and it's got an ancient engine which doesn't take to mileage at all well

I'd personally look at the Hyundai but I can see where your parent's are coming from (had the same from mine when I was looking at my first car)

For a grand I'd look at a Clio, 106, Saxo or perhaps a Rover 100
 
Foghorn Leghorn said:
But even if you could find a cheaper quote for the Fiesta, you wouldnt tell your parents and give them more ammunition now would you ? ;)

Fog

Who's paying for the car and insurance? If its you then buy what you prefer.

Edit: read the full thread now, sorry :p. Paly the safety card as said. Depending on your parents you could call their bluff by threatening to get a credit card to buy it on or a loan? (my mum chucked a fit when I got a credit card at 18 :D )

Mum's done an insurance search too... the Coupe really is cheaper, and tbh I wouldn't care if it was a lil bit more.

I've played the safety card, aparently a Fiesta without ABS or airbags is just as safe as a Coupe with them :eek:

And I can't put it on my credit card as the limit isn't enough, and I can't get out a loan big enough to cover the car and insurance, even though I threatened to :(

There must be some fact to end all facts about the coupe that'll swing it my way
 
The Mk3 Fiesta is designed in the 1980's and it isn't a safe car - probably similar to the Rover Metro in that regard which scored 1/5 in the Euro NCAP tests
 
[TW]Fox said:
Well thats somewhat bizarre :confused:

Gear changes, clutch and brakes an mum's Ka, the 2 Fiesta's and the older Focus I've driven and the transit all feel very similar to me. Even the Puma I drove the other day seemed to be suffering from "tank clutch". I find the steering on the Ka and fiesta quite heavy too.

I'm just used to light and fluffy controls :D
 
no offence but the insurance sites you are "searching" on dont reflect the cars inurance groups realistically

just a quick check on parkers shows the coupe as minimum of grp7 whilst the fiesta at its max with a 1.4 Zetec 3d is group 7, your original suggestion was a 1.1 - that doesnt even exist, the smallest engine size for the equivalent year is 1.25 encore (or other equiv trim option) which is a svelte group 4.

If you are trying to justify a sporty looking coupe to your mum and she is shooting you down at every corner I'd suggest she has the benefit of exeperience and wisdom.
 
Will Gill said:
no offence but the insurance sites you are "searching" on dont reflect the cars inurance groups realistically

just a quick check on parkers shows the coupe as minimum of grp7 whilst the fiesta at its max with a 1.4 Zetec 3d is group 7, your original suggestion was a 1.1 - that doesnt even exist, the smallest engine size for the equivalent year is 1.25 encore (or other equiv trim option) which is a svelte group 4.

If you are trying to justify a sporty looking coupe to your mum and she is shooting you down at every corner I'd suggest she has the benefit of exeperience and wisdom.

Coupe's group 9, fiesta's group 5 for a 1.25 Encore. It's more for the Fiesta because, although it's in a lower IG, it's statistically more likely for me to write one off or for it to get nicked simply because less people my age own a Coupe.
 
Will Gill said:
no offence but the insurance sites you are "searching" on dont reflect the cars inurance groups realistically

just a quick check on parkers shows the coupe as minimum of grp7 whilst the fiesta at its max with a 1.4 Zetec 3d is group 7, your original suggestion was a 1.1 - that doesnt even exist, the smallest engine size for the equivalent year is 1.25 encore (or other equiv trim option) which is a svelte group 4.

If you are trying to justify a sporty looking coupe to your mum and she is shooting you down at every corner I'd suggest she has the benefit of exeperience and wisdom.

It could be a Fiesta Classic as I suggested earlier :)

http://www.parkers.co.uk/choosing/specs/data.aspx?model_id=246&id=10920

Group 4 for the 1.1 Mk3
 
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