There are quite a few tripody threads - most people here seem to recommend "saving lots of money to buy a really good quality tripod first time round - or you'll end up buying two eventually."
However, that's exactly what I haven't done, having just bought a Velbon CX440 for £19.95, from a competitor. (I had some vouchers to spend!) It's super - and with the money I've saved, I think I'm going to go buy a remote shutter release and some ND filters. Woo!
Besides, perhaps in a year or two if I find myself using it all the time - I'll want a better tripod. At that point I'll give the Velbon to a lucky friend.
Careful of mentioning competitive stores. FF.
Edit: sorry! (see below) -bluecat