Four years - under grad + pgce then five years of not earning above the payment threshold (Ph.D) then another year on a college teachers salary (again, below threshold) at 8% interest per year will do that.Yikes, what the hell did you do for 3 years ? endless lines of cocaine lol ?
That's like American style student debt
I think I've only paid about 4k back (all in the last year). Only 9 years until retirement so not really bothered as I'll be slightly below the repayment threshold again and it'll get written off when I'm 67.
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