Cheapest BMW to insure?
- Thread starter Gilbretto
- Start date
Soldato
How old are you? For insurance purposes only Im not being creepy!
Caporegime
Thats £300 over. you just said you would be happy to pay over for running costs etc.
its not much over
Caporegime
you really need to read the thread a bit better ;]
24
Insurance on a 318 is coming in at around £650 which is reasonable. And the alfa comes in at under £500.
Soldato
Time for bed.You wont be able to get a quote now until the mornin but give bell a try in the morning.
£900 seems pretty expensive to me for the mondeo at 24. Add a couple of older drivers as named drivers and the quote will drop considerably.
Soldato
Ive got an ST1 postcode (city centre) which isnt too good compared to trying a couple of mates addresses out in the past. When I insured my car nobody could get within £500 of Bell, Elephant & Admiral's quotes after adding my parents as named drivers. Adding them saved me around £300 IIRC.
get a mondeo st200 even if insurance is a couple of hunderd more you will enjoy it for sure 
HAHA you live in stoke!
But seriously you can't be missing much going on a night out in stoke...
Other than a punch up.
*bee-dum-dum-tshhhhhh*
HAHA you live in stoke!
But seriously you can't be missing much going on a night out in stoke...
Other than a punch up.
*bee-dum-dum-tshhhhhh*
Grab a copy of Autocar next time your doing your food shop. Lists the insurance group of every current car out to buy. Should give you a rough idea, iirc the 1 series is only group 10 for some of the smaller engined models where as some of the more powerful 3's end up around 16/17.
Insurance group isn't the most important thing. My group 10 Bravo (150bhp) cost me £613 for a year, A Focus that was for sale at half the price of my car, with a lot less bhp (whatever a 54 plate 1.6 has?) was going to cost me just over £1k. A 1.8 base model Mondeo was slightly cheaper than the Focus but still over £1k. All three cars are IG10 and all my details were exactly the same on confused.com.
Insurance group isn't the most important thing. My group 10 Bravo (150bhp) cost me £613 for a year, A Focus that was for sale at half the price of my car, with a lot less bhp (whatever a 54 plate 1.6 has?) was going to cost me just over £1k. A 1.8 base model Mondeo was slightly cheaper than the Focus but still over £1k. All three cars are IG10 and all my details were exactly the same on confused.com.
![[TW]Fox](/data/man-of-honor/2009.png){kind=avatar}
That only lists new cars rather than £2k used ones. This site will show you the accurate ABI insurance group every single car with an ABI assigned insurance group.
http://www.thatcham.org/abigrouprating/
Caporegime
Why pick something up? he has the internet, it has everything he needs ;]
1 series or a powerful 3 series is not worth recommending tbh
Caporegime
[TW]Fox;13077266 said:
its alive!!
[TW]Fox;13077266 said:
He was asking about insurance groups, I was under the impression a current 3 and a 5 year old 3 are likley to have very similiar IG, obviously value of the new 3 will push up a quote but the IG should be the same.
Why pick something up? he has the internet, it has everything he needs ;]
1 series or a powerful 3 series is not worth recommending tbh
Wasn't recommending a 1 or powerful 3, simply using them as examples. Someone earlier said the lowest Beemer was in IG12.
I find the Autocar index at the back a lot easier than the websites, has all the different models and important figures. For the sake of £2.50 (and it's a pretty good mag) then it's well worth it imo.
Soldato
Somebody has too! 
Actually, your not far wrong....2 weeks ago I was minding my own business on the dancefloor when the side of my face met some big guys fist who just decided he wanted to walk up and have a swing..then carry on dancing as if it wasn't him! (wtf). Luckily the bouncers saw it and threw him out wanting me to press charges.
Just your average night up Hanley
Dont make me get my broken keyboard out again.
Actually, your not far wrong....2 weeks ago I was minding my own business on the dancefloor when the side of my face met some big guys fist who just decided he wanted to walk up and have a swing..then carry on dancing as if it wasn't him! (wtf). Luckily the bouncers saw it and threw him out wanting me to press charges.
Just your average night up Hanley
Dont make me get my broken keyboard out again.
Last edited:
But it doesn't list the insurance groups of any used cars bar the 'Autocar legends' top 100 cars of all time
So it's of no real use to the OP.A poor assumption to make. A 5 year old 3 Series is an E46, a brand new one is an E90. They are completely different cars with completely different engines. New car IG's are of no value to the OP. Plus, he has a budget of £2k which is going to be getitng him a 10 year old 3 Series not a 5 year old one.
Soldato
delete - double post
[TW]Fox;13077290 said:But it doesn't list the insurance groups of any used cars bar the 'Autocar legends' top 100 cars of all time
Say the OP is looking for a 318, it has the IG of the new 3's in all engine and trim levels. I was under the impression tht a car's group does not change with age, so a brand new 318 would have the same IG as a 10 year old one.
Ergo giving him an easy to read list of IG's for BMW's.
[TW]Fox;13077290 said:
You'll have to excuse me my BMW knowledge (especially anything not current) is very limited. But would BMW not aim to replace a IG12 3 series with another IG12 car?
Soldato
It would be a rough guide. Dont forget a 320 now has more power than it did 10 years ago.