Tell me about the Toyota Celica....
- Thread starter Booner!
- Start date
Would you like photos of my insurance documents?
Why the hell would I make it up?
Why does Prudential, and every other insurance website come up with a request to call them, refusal to insure or a high premium?
Are you sure you are comparing this right, how old are you? At 18,19 and 20 insurance is ridiculously high on even a 1.6!
At 21 it is a little cheaper and then 23 and 25 (from what I've seen anyway). Perhaps you're in that range?
I think the 'stereotypical' driver for a 5 series would make it cheaper to insure than a 3. In the same way an Impreza or Evo would cost more than a much more powerful BMW. Its about how much risk is allocated to the car, not just its engine.
Also, Insuring my Fiesta 1.3 with zero NCB was £700 at home, in a sleepy little village, or £1400 on a street in Plymouth. You are comparing Apples and Pears (To take a quote from INP hey Fox
). There are so many other factors involved you cannot simply say I insured for this, so therefore so can everyone else!
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For young drivers the engine makes a big difference, I think Olly and Fox got mixed up on the 5 year NCB I mentioned. They missed the part before it that says named driver, too much pouncing not enough thinking
Plenty of young people on these forums have managed to insure and drive cars with something worthwhile under the hood.
What is your issue?
I KNOW Fox is fully Comp at 22 on a 530i sport at sub £1k, I saw his face when he 'Ran out of Talent'
Issue? Nothing, have you read my posts?
At 19/20 the 330 insurance was too high, Booner is in the same category (or so his profile says) so I assumed it would be way out (which is why I mentioned it) unless he wants to pay a crazy amount in insurance?
Doesn't it get much cheaper at 22 compared with 21?
Unfortunately, yes.
Assuming Booner doesn't live in a crime hell-hole, there's no reason insurance couldn't be manageable if he shopped around.
FWIW, Olly's is the silver car in my sig, mine is the black one. I can vouch for him being 18 and that his insurance is in his own name and 100% above board.
If you genuinely believe that at 19/20 you can insure a 330 for a good price then please enlighten me. As I (and many other young drivers) have tried many insurers and when they did actually give a price it was not worth it.
Why is it unfortunate that you read my posts? I've based it entirely off facts, getting your hopes up for a car like a 330 and finding insurance is probably more than 40% of the car value is unfair and I just wanted to let him know as a young driver.
Ah he is 18, I had my insurance docs come through for a 3.2 V6 version of my car for the same insurance price. This was infact a mistake.
If it is a 530 and under 2k then that is a nice price especially at 18. Let me try entering it at the Prudential site, I am going to assume it won't give me a premium.
Soldato
- Joined
- 17 Mar 2004
- Posts
- 8,259
Okay, after checking it was slightly over 2k this year, but @ renewal time it should be ~1600.
that is a joke. interested to see what direct line quote would be?
Okay, after checking it was slightly over 2k this year, but at renewal time it should be ~1600. Believe me now?
I just did an identical input into Pru....
Your car insurance quote £3,908.10 Inclusive of Insurance Premium Tax where applicable.
They've made a mistake, my insurer did the same. I feel sorry for you if you have an accident and there systems show different to your documents, this is why I didn't take advantage when they (my insurers) quoted me 1600 for a 3.2 V6.
Olly just has - a 330i would be a very similar price.
£2200 for an awesome car is worth it when insuring a complete rust bucket at that age would probably still cost you £1500.
And as for the 40% of the car's value comment... Where can I get a 330i Sport that cheap?! Please... do enlighten me.
I just did an identical input into Pru....
How was it identical when you don't know his postcode? You living in a dump could easily add 50% to the price.
