If you get a super sword leave it in your bank until you know you've got a huge fight coming up, use your second best sword (or weapon). It's all about tactics now.And newbies won't be able to over power you, more chance of them just killing themselves with the friendly fire.
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Indeed, thats exactly what I used to do in UO, kept my top stuff in the bank until absolutely required and operated in the main in my secondary gear. There is a lot of "survival" tactics that players of early MMOs like UO had to learn which modern MMO players simply have never had to learn due to the newer MMOs being so less harsh than early MMOs.