Probably earning around 6k a year through part time and internet work so 10% is about right, although my insurance is about half or less than that of my friends.
Insurance - money situation -
- Thread starter Belloni
- Start date
Probably earning around 6k a year through part time and internet work so 10% is about right, although my insurance is about half or less than that of my friends.
But at what point do you stop stacking the odds and make your play? You can spend your entire life stacking the odds and put a lot of effort in to chasing that last 0.00000001% chance.
What do I have to be remorseful about? I took a risk that paid off. Are you remorseful for every time you've eeked over the speed limit?
I am actually myopic. I'll be using the money I saved on car insurance, that is otherwise too high because people push premiums up with fraud, to pay for laser eye surgery.
I'm having lots of fun, thanks!
Last edited:
I'm not claiming otherwise? As I made clear, I don't condone fronting. I just can see and understand why it happens.
It's not really as simple as that. If I lost my car, i'd have to quit my job, and maybe even my university course.
Fronting vs Unemployment.
Well the goalposts moved when society made it almost near a requirement to have a car for work purposes. I've been to interviews, been asked if I have a car, and watched their faces screw into a ball when I tell them I don't.
The insurance companies were all too happy when it became necessary to have insurance, but they're not happy with making insurance accessible for all.
What the police should be doing is catching people without insurance rather than catching people speeding, this would reduce the cost of insurance, so more people getting insured legally. What annoys me is the bogus injury claims which can cost so much money, and adverts on all day saying about it no wonder loads of people do it.
I can see why you would front, as you might need a car to get to work/college, but at the end of the day it's wrong and you should either save up and pay the full amount for your own insurance or find alternative transport. I just couldn't drive without worrying all the time if I fronted. The prices do seem very high for young drivers but it does make sense since some of them are terrible/show off drivers. Shame everyone of that age gets thrown in the same boat.
@Tute, Why not get a moped if you can't afford a car and insurance?
I can see why you would front, as you might need a car to get to work/college, but at the end of the day it's wrong and you should either save up and pay the full amount for your own insurance or find alternative transport. I just couldn't drive without worrying all the time if I fronted. The prices do seem very high for young drivers but it does make sense since some of them are terrible/show off drivers. Shame everyone of that age gets thrown in the same boat.
@Tute, Why not get a moped if you can't afford a car and insurance?
Because I value my life?
And for the record, i'm my own driver on my own policy - I don't front and never have (despite paying £1200 this year).
to anyone claiming this sob story,
get up earlier and take public transport, get a second job to pay for it, work within your means, don't apply for work that automatically results in you breaking the law by having to commute in an uninsured car.
plenty of ways to make what you have work for you without being a criminal
It's a luxury for me.
Have you ever driven over the speed limit? I hope not, criminal. Should get up earlier so you don't have to speed
Police officers can use their discression when it comes to speeding, with regards to insurance fraud the outcome is very different matter, not entirely sure what your point was exactly but as you are someone who admitted to doing 70 in a 30 you really aren't painting a very rosy picture of yourself
speeding fraudster with appalling taste in car colour
not looking good for you is it pal
a car is still very definitely a luxury
The outcome and the fact they are both crimes are two separate things. If you have ever rushed to get somewhere and broken the speed limit, then you are guilty of a crime caused by you not having your affairs in order, and just as much so if you front an insurance policy instead of taking the bus. Also this is nothing about me - I've admitted to both. You are the one throwing "criminal" down from the ivory tower that I can be 100% certain is very fragile
You've mentioned my car colour already. It's been in my sig for over 4 years. I think people know!
Interesting while I have never done this "fronting" I did add my Mrs on my policy as an extra driver which brought the price down by £100 !
Maybe some of you should just try that get your own policy but put your mum on it as a named driver.
Maybe some of you should just try that get your own policy but put your mum on it as a named driver.
![[TW]Fox](/data/man-of-honor/2009.png){kind=avatar}
This is complete rubbish - fraud cannot be compared to speeding. Speeding is often victimless, fraud is never victimless.
In London I could see you being able to cope without it. Sadly not every city in the UK has such a good transport system.
Well we'll have to agree to disagree then.
Not really mate, from where i live at the moment i am lucky enough to have a bus route, on which one bus per hour comes through, visiting every other village for miles around before it gets anywhere useful.
My last house there was not even this, the nearest bus stop was around 5 miles away.
I really cant imagine how i could live a normal life from these locations without a car
A car affords us the luxury of being able to choose to live in more far flung places. You can live without a car - it just means not getting to live where you want, or do the job you particularly want in the location you wont. Nobody forces you to live in a Devon and drive 90 miles a day. It's a lifestyle choice.
It doesnt stop a car being a luxury just because you've made choices which you cannot make without one.
What colour was that advertised as anyway? Bile?
There will be areas of a city which are cheaper to live in than areas outside the city. They wont be particularly nice areas, but we are back to the choice thing again...
The outcome and the fact they are both crimes are two separate things. If you have ever rushed to get somewhere and broken the speed limit, then you are guilty of a crime caused by you not having your affairs in order, and just as much so if you front an insurance policy instead of taking the bus. Also this is nothing about me - I've admitted to both. You are the one throwing "criminal" down from the ivory tower that I can be 100% certain is very fragile
You've mentioned my car colour already. It's been in my sig for over 4 years. I think people know!
speeding and fronting aren't remotely similar, the standard consequences in case of an at fault accident are:
1.fronting = 6 points, cost of repairing your car, cost repairing the other parties car/property, cost of personal injury, legal costs, cost of injury to the other party, associated fine, increased insurance premium
2. speeding = 3 points, increased premium, associated fine