2.61 overdrawn = 39£ in fees

[masterchiefx2]

i tired lol to get 300 od and they were like errrr no u not having


p.s. i lied to get my current OD lol omg

 

[alex_tank]

i have 150 overdraft but it already was on -147 before this

uhhh...

Your fault really. Call them up, be polite about it.. they often waiver small fees like this if you just ask.

 

[Samueltastic]

Halifax even charge when you have an arraigned overdraft. £1 a day I think it is. Lucky I have never been in the red.

 

[masterchiefx2]

Halifax even charge when you have an arraigned overdraft. £1 a day I think it is. Lucky I have never been in the red.

do lloyds charge 1£ a day if so im screwed

 

[int]

You've used money you don't have, your bank has charged you for the privilege. You're warned about this in full before you open an account so you can't say you weren't told.

 

[The Badger]

Halifax is worse, i was around 1.50 which i paid the next day. I ended up with £95 overdraft fee's. Went in the shop and they took £32 off ;/ still had to pay the rest tho.

 

[SMN]

Then they are retarded.

This man speaks the truth.

 

[SoundsGood]

Ring up complaints you'll get it cancelled no problem, especially if you've never been charged before

 

[masterchiefx2]

lol i can only imagine what will happen if im given access to a credit card.

 

[Mat]

how about this £5£ then it pleases everyone

Why not dispense with the number altogether - £££££?

£2.50 would be ££pppppppppppppppppppppppppppppppppppppppppppppppppp

 

[Vonhelmet]

I have a £3,500 overdraft with my bank. I pay £35 a year for the privilege. They charge a tiny amount of interest on it, but there are no fees. I don't think I've ever actually been into the overdraft.

</smug financial sense>

 

[neil_g]

do lloyds charge 1£ a day if so im screwed

much more than that..

http://www.lloydstsb.com/rates_and_charges/current_account_charges.asp

 

[SiriusB]

i have 150 overdraft but it already was on -147 before this

Wait...

Thread title: 2.61 overdrawn = 39£ in fees

So you have been lying to us. You are in fact £152.61 overdrawn. You just lost all sympathy.

 

[Vonhelmet]

Wait...

Thread title: 2.61 overdrawn = 39£ in fees

So you have been lying to us. You are in fact £152.61 overdrawn. You just lost all sympathy.

I never had any sympathy in the first place. If you have to pay fees on your overdraft, you don't go into it.

 

[neil_g]

I never had any sympathy in the first place. If you have to pay fees on your overdraft, you don't go into it.

to be fair lloyds are the biggest bunch of incompetants, the missus had charges due to an admin error which lead to more and more charges as they snowballed. she got some of it back fortunately.

up to £20/day in fees is a plain rip off.

 

[masterchiefx2]

i should get sympathy cos i knew i was below 150 and then i got some random charges which were overseas transation fees which i didnt know about.

 

[Janesy B]

I have a £3,500 overdraft with my bank. I pay £35 a year for the privilege. They charge a tiny amount of interest on it, but there are no fees. I don't think I've ever actually been into the overdraft.

</smug financial sense>

That's a waste of £35 a year then, I get £500 for no fee and I've gone into it once...

 

[SiriusB]

Nope none at all. When you know you are hovering close to your limit you make sure you put money into your account.

 

[masterchiefx2]

man id love 3500 overdraft

 

[SiriusB]

Why, you can't be trusted with £150!