Seems like a pretty good deal to me, there are people that spend nearly that much maintaining their cars alone.
You can do worse things with £200 a month than drive around in a brand new, very capable hot hatch that is unlikely to cost you a penny other than in tax and insurance.
£425 tax included in the first year and the insurance actually works out cheaper than a 182

How much does the extra grand for recaro put on the payments?
According to the Clio forum, about £50 extra for those extras per month but the dealer said he'd work out the options for me when I visit him.
	
 

 