Student protest today - spec me a sign

Mr Jack said:
The same reason you pay for the rest of education. The same reason you pay for cancer care, etc. etc.

Oh, and reducing a degree to its economic value is not a good thing so the "to further their own financial security" bit is off to a bad start.
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It's not compulsory education, thus is up to the individual to provide the funding to enable them to make the life choices they wish to make. The Taxpayer should and does help them to fund those choices when they need the help, but when they are in a financial position to repay they should.

Why is the economic value of a service a bad thing? The service costs x amount, thus you should be charged x amount. It is neither a good or bad thing, it is just what it is.
 
Zenith said:
You'd have to be earning £61,000 a year to pay £300 a month. So while I'm sure you'd notice it the other £3,200 a month you'd bank would probably tide you over.
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Almost correct (£55k basic), anyway, £300 a month is still noticeable. I'm not saying I shouldn't pay it (of course I should) but £300 is still a lot of money, and I notice it leaving every month.
 
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Tefal said:
No it won't it will mean they pay a huge amount more.

At least the loan you can pay off and be done instead of paying for it forever.
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Most people will pay less under a graduate tax than with the current proposals.

If projections are correct, many graduates will never pay off their student debts. On the other hand everyone will stop paying the graduate tax at some point. I mean what happens if you haven't paid off your loan when you die? Will the student loan company get part of your estate? Has this policy actually been thought through? The more I think about it the less it seems so.
 
scorza said:
Most people will pay less under a graduate tax than with the current proposals.
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which means there won't be enough money the system will fail and universities will have to charge people up front, so companies will set themselves up to offer loans to students without the safety net of the current system.

How can you think a system where the majority of people will supposedly pay less than the current one which is barely able to cover the costs work?


I mean what happens if you haven't paid off your loan when you die? Will the student loan company get part of your estate? Has this policy actually been thought through? The more I think about it the less it seems so.
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Well you could easily find out I'm pretty sure students/graduates have died before.
 
Im at strathclyde university right now and just a while ago they blocked the entrance to a building and then a lot more police came then they started chanting '**** the police'.

Sounds like a great political point right there.
 
Tefal said:
which means there won't be enough money the system will fail and universities will have to charge people up front, so companies will set themselves up to offer loans to students without the safety net of the current system.

How can you think a system where the majority of people will supposedly pay less than the current one which is barely able to cover the costs work?
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To clarify, under the NUS graduate tax proposals, it would have raised the same amount of money for universities with most graduates paying less than these graduate loan proposals. The highest earners would pay more than under the current proposals, so that means we can't possibly have it because it's soo unfair.

Tefal said:
Well you could easily find out I'm pretty sure students/graduates have died before.
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I'm pretty sure that your debts, including student loan debts, are paid off from your estate on your death - perhaps a forum lawyer could clarify. However we're talking about these special loans that result in debt that isn't real debt honest guv! so maybe it'll be treated differently in this respect too though I doubt it.
 
scorza said:
To clarify, under the NUS graduate tax proposals, it would have raised the same amount of money for universities with most graduates paying less than these graduate loan proposals. The highest earners would pay more than under the current proposals, so that means we can't possibly have it because it's soo unfair.
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of course it's unfair, you expect the minority to pay more than the majority and more so for a price cut for the majority.:/

I mean if the majority are paying less the minority is going to have to pay exponentially more, probably to a level it would be cheaper to just pay the university directly and not pay the graduate tax, which would then cripple your system as the small number of people you expect to pay for it all leave.
 
AcidHell2 said:
Trust us it is a lot, once you start having to pay bills and such like its a fair amount.
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At least with the proposed system after about 10 years ish you'd stop paying. If it was a graduate tax you would be paying that £300 for a lot longer. I also pay for all my own bills but do I lose any sleep over the £100 a month student loan I pay, no not really.
 
Basher said:
You don't need to be living outside your means to notice a student loan payment coming out of your account every month.
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At 61k you'd notice the higher amount from this tax though for the rest of your life more presumably.

at least you can pay off the loan.
 
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