Minor Head On Crash, What To Do?

My intentions were to just do what most people have said and sort our own costs out without involving insurance. The only reason I created this topic was to get your opinion as to who was to blame but as I expected most people are saying its a 50/50 which seems fair enough and I will take this advice and get my car repaired myself.

Also for the record my back and neck are aching today which I am surprised at with this just being a low speed bump but I was told to just take paracetomol and because its so minor the pain should be gone within 3 to 5 days so fingers crossed :)

Thanks for all the replys anyway atleast I know I am doing the right thing.
 
Raymond Lin said:
Go through insurance
Go to your doctor to see about your symptoms
Make a claim for that injury - it wasn't your fault, you got injured, you are entitled for some compensation.
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So if I crashed my car into a wall and I killed myself without any witnesses, would you still tell me to claim from my insurance?

The argument isn't about what he can legally do and get away with, it's about what people think the he should do in this situation.

If it looks like he has no way to prove who was at fault, or if he was the one at fault, then everything points not to claim; as he will just ruin his premiums for not a lot of money. I agree with everyone that it seems like a 50:50 so my advice would echo most people here. Take it on the chin.

Ghh, you've replied. That's what I get for having a million tabs open :)
 
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I once had a van skid to a stop on the M25 using the rear of my car as assistance. Another car hit the van, and another car hit that car. I got out, looked at the rear of the car, and it had no damage whatsoever. I checked the boot floor and it seemed fine. I took the insurance details of the van driver, just in case, and got on with life. Shortly after I experienced a little sharp/stabbing pain near the bottom of my neck/top of my back. I didn't think much of it at the time. It's now 18 months on and I still get a little pain there, and I can only point to that accident as a cause of it.

If we were to hypothetically say the pain I experience is attributable to that accident, should I be entitled to some form of financial compensation? After all, I suffer continuing discomfort, and may do for decades to come, as a result of the van driver's actions. It's quite possible that an accident with no or little sign of damage could have jolted the body, especially the neck/spin, with enough force to cause lasting pain. I am no defender of the claim culture, but to sit here professing that those involved in minor accidents shouldn't be entitled to some form of compensation for the therefore 'obviously' minor injuries isn't really fair.
 
As you already know sam I personally think its her fault.

One shes in the middle of the road, Yes their is no markings but common sense as a driver says drive on the left. She has obviously cut the corner and ended up on your side. The fact she knows that it is a tight corner to and impossible to see around would make me question her "why are you on the wrong side on a corner?"

Two its only a 5mph speed limit like you said. To cause damage to your car she has more than likely been going faster than this. I mean who does 5mph anyways to be honest. Not many people do as its pretty much just clutch control when your driving. The corner is far to tight for you to be going faster than this though when pulling in as you would have ended up on her side and it would be a different story as "it would be then be your fault"

Three yes its a staff car park but its not private. There is nothing to stop the public from driving in at any time, no signs posted to say "private car park". OP didnt mention this at any time. People have just presumed it with it being staff.

Four, your injured, actually taking time off work to go to the walk in centre and missing todays shift. Therefore shes making you miss work due to the crash.

Also if say she was to claim and took it to the police can he not get done for failing to report an accident and makes it look like it is his fault for doing this. For the fact she has come out straight away "its 50-50" not make you think she knows shes in the wrong and is not wanting a claim against her.

In a few months this pain could just get worse. Like posted of PMKeates the pain could happen any time after the accident.

I wouldnt claim personally if it was just the minor damage but if its her fault I think she should recover the costs for both parties. Its just more of the injury and how serious it could become in a few months time or something.
 
I find it amazing that injuries like this come from car collisions at 5mph all the time yet millions of people ride roller-coasters 5 times as fast and the like and suffer nothing like it.
 
hurfdurf said:
I find it amazing that injuries like this come from car collisions at 5mph all the time yet millions of people ride roller-coasters 5 times as fast and the like and suffer nothing like it.
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Do many of your 5mph roller coasters come to a very abrupt halt at any point during the ride?
 
hurfdurf said:
I find it amazing that injuries like this come from car collisions at 5mph all the time yet millions of people ride roller-coasters 5 times as fast and the like and suffer nothing like it.
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Well roller coasters don't tend to bump into each other and suddenly stop, you'd be surprised the amount of neck injuries people have on rides.

EDIT: You beat me to it Robbie_G :P
 
lol I felt like cheering Fox's latest rant :p

hurfdurf said:
I find it amazing that injuries like this come from car collisions at 5mph all the time yet millions of people ride roller-coasters 5 times as fast and the like and suffer nothing like it.
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people can suffer neck/back injuries as the result of a harsh gear change or fast change of direction. You'd be surprised how vulnerable we are to painful injury from any sort of jolt that we aren't expecting.

Do I believe that the OP is badly hurt enough to claim? no, but i'm no doctor. Although from personal experience I can tell you that the stress and worry of the incident alone can cause a stiff neck & back, I don't think he'll know for sure for a while if there is any real injury.
 
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Just take a 50/50 regardless of who you feel is to blame there's no way to prove it. The photos you took don't show a single detail of the accident as the cars have been moved and the last photo appears to show your car also being in the middle of the road.
 
how can it be her fault, it's not a road, it's just a drive way, if two drivers can't avoid each other on that, they shouldn't be driving full stop.

I would wager that one of the two was stationary, if not then definitely 50/50.

neck injuries.... yeah right, pull the other one.
 
ScottiB said:
lol I felt like cheering Fox's latest rant :p
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Lol, i feel like correcting him but I'll refrain from that, coz it'll just trigger him into another rant and name calling, which btw FOX, I had expected better from you. I always liked your posts because you appear to be a logical person and because of that, you always take the logical approach. But in this instance you have shown many times when been proven wrong, you fail to put your hand up and admit it (CFA, there's no comment of that?), instead, nip lick my posts to suit your argument and some of it borderline on person attacks I feel.

I'm quite disappointed tbh.

OP, I hope you get better soon, whatever course of action you chose to take I wish you good luck.
 
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Raymond Lin said:
I always liked your posts because you appear to be a logical person and because of that, you always take the logical approach.
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The logical approach in this case is to fix his car using some bits off Ebay and get on with his life.

By 'person attacks' are you referring to my comment about 'broken English'? I was merely being descriptive :p
 
Slam62 said:
how can it be her fault, it's not a road, it's just a drive way, if two drivers can't avoid each other on that, they shouldn't be driving full stop.

I would wager that one of the two was stationary, if not then definitely 50/50.

neck injuries.... yeah right, pull the other one.
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Both vehicles were coming round the corner, my brakes/tyres are better or I have a quicker reaction time or she was going faster because I managed to stop and she slid into me. At the end of the day its a road that leads to the staff car park, its a blind corner that I am coming round thats why I was going slow and sticking to the inside, she was the one coming along a straight at god knows what speed and cutting straight across the corner expecting nothing to be coming the other way.

I know it could definatly be a 50/50 claim but saying it was 100% my fault is bang out of order. As for my back, I was told by a doctor last night I have minor whiplash and I can feel it today but this doesnt mean I will be trying to claim just because of this.

I will get my car repaired and carry on with life.
 
Hyper said:
Both vehicles were coming round the corner, my brakes/tyres are better or I have a quicker reaction time or she was going faster because I managed to stop and she slid into me. At the end of the day its a road that leads to the staff car park, its a blind corner that I am coming round thats why I was going slow and sticking to the inside, she was the one coming along a straight at god knows what speed and cutting straight across the corner expecting nothing to be coming the other way.

I know it could definatly be a 50/50 claim but saying it was 100% my fault is bang out of order. As for my back, I was told by a doctor last night I have minor whiplash and I can feel it today but this doesnt mean I will be trying to claim just because of this.

I will get my car repaired and carry on with life.
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in that case it's her fault and she was an idiot, fair enough, claim away.:D
 
Slam62 said:
in that case it's her fault and she was an idiot, fair enough, claim away.:D
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Except the trouble is that true as the OP's story may be there is no evidence to back up his claim that he was stopped and she wouldn't.

Thats the problem. Why go legal/insurance on this when it's so obviously a huge grey area and the damage is trivial?
 
Raymond Lin said:
Lol, i feel like correcting him but I'll refrain from that, coz it'll just trigger him into another rant and name calling, which btw FOX, I had expected better from you. I always liked your posts because you appear to be a logical person and because of that, you always take the logical approach. But in this instance you have shown many times when been proven wrong, you fail to put your hand up and admit it (CFA, there's no comment of that?), instead, nip lick my posts to suit your argument and some of it borderline on person attacks I feel.

I'm quite disappointed tbh.

OP, I hope you get better soon, whatever course of action you chose to take I wish you good luck.
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Ah, the good ol' "I could prove you wrong but I am not going to" approach combined with the "you have already been proven wrong" despite him not being proven wrong at all at this stage. He has you bang to rights in his mega post, either come at him or admit you are wrong, don't fop off with nonsense, your a better poster than that, or at least I thought you were.
 
Slam62 said:
just keep saying you were stationary, I bet she will inadvertently give the game away.
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This, and also invent a witness. Some dude you have never ever met before not even once saw the whole thing but was too busy to stop and has since come and told you at work.
 
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