Damn my hesitation!!

lordrobs said:
Don't forget to add on the cost of a replacement car while yours is getting the work done.
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I really should, but the bodyshop is local and the job shouldn't take longer than a day.

Gaygle said:
Have you been injured in an accident that wasn't your fault?
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heh :p

As a Slough resident, standard procedure here is to stagger from the car clutching the back of my neck, but defrauding insurance for fake injuries isn't my style.
 
mjt said:
Why not go through insurance? Just hope that the repair just is flawless.
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Well its a good question - the main reason is that I trust the bodyshop to do a good job, and even though its not my fault, its still nevertheless a claim, and I don't want to give any insurer the opportunity to increase my premium next time around.
 
Skii said:
Well its a good question - the main reason is that I trust the bodyshop to do a good job, and even though its not my fault, its still nevertheless a claim, and I don't want to give any insurer the opportunity to increase my premium next time around.
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It's not a claim on your insurance though, is it?
You shouldn't even notify your insurer.
 
mjt said:
It's not a claim on your insurance though, is it?
You shouldn't even notify your insurer.
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Doesnt matter. Someone hit me last year when I wasnt even in the car. My premium went up, when I asked why they said it was the "Risk factor" A-holes
 
kPATm said:
Doesnt matter. Someone hit me last year when I wasnt even in the car. My premium went up, when I asked why they said it was the "Risk factor" A-holes
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Your car insurance went up even though you weren't in the car when you got hit? Were you walking?
 
kPATm said:
Doesnt matter. Someone hit me last year when I wasnt even in the car. My premium went up, when I asked why they said it was the "Risk factor" A-holes
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This happened to my mate. He was in bed asleep which makes him a risky driver becasue a drunken kid on a joyride carved a path of destruction down his road.

Very unfair IMO
 
The Edge said:
This happened to my mate. He was in bed asleep which makes him a risky driver becasue a drunken kid on a joyride carved a path of destruction down his road.

Very unfair IMO
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Insurance isn't just about how safe or risky a driver you are. It's about how risky the idea of you owning and using a car is. Stats show that people who are in non fault accidents, have more accidents, and thus should pay more.

It's likely because a lot of non fault accidents could've been avoided by the party not at fault being a more proficient driver.
 
Hxc said:
It's likely because a lot of non fault accidents could've been avoided by the party not at fault being a more proficient driver.
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Exactly, your mate should learn to park more safely, or at least invest in a set of concrete barriers or armed security guards to protect his car when he parks, it's his responsibility to take reasonable measures to park in a way which doesn't obstruct traffic!

Or perhaps it's just insurance companies using any excuse to extort more money out of people. :mad:
 
Nice....

eZZfg.jpg
 
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