Advice - Girlfriend & kids moving in

My contract says nothing about kids, the previous tenants had a baby in the house

My dad had about 10 houses to let and he makes it clear to his tennants that if someone moves in they have to clear it with him first and yes it 'could' include getting references as potentially your letting someon living in your house who has not been checked first.

A house is an investment and landlord needs to protect it.
 
There is no way any landlord would allow you to move anyone in without updating the tenancy agreement first. If you split up and leave and your girlfriend refuses to leave the house it becomes very messy for the landlord to claim rent and evict the occupiers.

If the landlord has any insurance on the property to protect rental income etc. it will become invalid. In addition if you do not inform the agency/landlord you could be found in breach of your tenancy agreement. It is a hassle but do the right ring and inform the relevant parties.
 
I'd look into it very carefully as you'll probably be much worse off financially than you already are. You gain an extra three or four mouths to feed and probably won't qualify for working tax credits at all unless your wage is a pittance.

Your council tax will instantly jump as you'll lose the 25% discount as a single occupier.

You will be entitled to childrens tax credits as a joint claim, but again the amount you receive is unlikely to bridge the financial drain of an extra three or four people in the house.

If she gets maintenance off her ex, remember you'll lose it as soon as you adopt the kids; in the event you then break up with her you'd become the one that the CSA go after, not the biological father.

Don't forget to factor in dinner money, fares, day trips, school uniforms (expect £300+ per year per kid if they end up in money-grabbing academy schools), regular clothes etc.

I'm not saying don't do it, I'm just offering a bit of cautionary advice.

Yep taken on board, I'm raising the kids as my own anyway. Understand what you saying about the CSA. Adopting isn't something I would just do without thinking. Regarding council tax she is registered disabled so we should get some discount. The kids are 2.5 years and 15 months.
 
GD - I'm ashamed of you all.... 28 posts in...

Pics of G/F will help GD decide if it's a good idea or not. (I am joking ofc)
 
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Yep taken on board, I'm raising the kids as my own anyway. Understand what you saying about the CSA. Adopting isn't something I would just do without thinking. Regarding council tax she is registered disabled so we should get some discount. The kids are 2.5 years and 15 months.

Where are the fathers? Sounds like a disaster situation if she pushed her last one out only 15 months ago!
 
She will need to be a joint tenant if she's living there, I was renting with my girlfriend (although i wasnt moving in for 6 months) and was told if we were both going to be resident we would both have to have a credit reference done and if I didnt I wouldnt be able to stay there without getting one done.

I guess its probably down to individual landlords and what they expect though, mine was with Slater Hogg so a pretty big firm.
 
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I did think you were making a mistake and then I noticed the ages of the kids... that means you've been with her less than 2 years?

Have known her longer than she has had kids. We were both in other relationships until approx a year ago, helped each other out through our breakups and ended up getting together. We are rocks to each other.
 
More then likely only the council will need to know

Just have a quick look through your agreement but I doubt they will care too much unless they have had problems renting to families (ie kids wrecking the place). Unlikely but you never know.

Oh and please tell me you have been together years and this isn't a future Jeremy Kyle show.

edit Eeek only a year in !
 
There is a lot more to it than I've originally posted. Which I won't share on public forum.
 
Just have a quick look through your agreement but I doubt they will care too much unless they have had problems renting to families (ie kids wrecking the place). Unlikely but you never know.

It's a fairly standard term. If they split up and she stays, it can be a pain for the landlord. Having them as joint tenants makes it easier. It also means the landlord can chase him for monies owed in this scenario (disabled, on benefits = higher risk, not worth suing for court fees and lost rent).

Tell the agent and landlord, the agent will probably demand their excessive fees. If you don't, and they find out, then don't be surprised if you get a Section 21 through the door.
 
It's a fairly standard term. If they split up and she stays, it can be a pain for the landlord. Having them as joint tenants makes it easier. It also means the landlord can chase him for monies owed in this scenario (disabled, on benefits = higher risk, not worth suing for court fees and lost rent).

Tell the agent and landlord, the agent will probably demand their excessive fees. If you don't, and they find out, then don't be surprised if you get a Section 21 through the door.

She is unlikely to stray, I want the rent to remain my responsibilty until such a time when she can contribute.
 
Check your tenancy agreement in respect of additional persons living in the house. The female's financial situation will change dramatically as she must inform the D in respect of her new situation. Your income will be assumed to be now part of the equation. You may be in line for some income support and rent and council tax bungs - depends on your income. One thing is absolutely certain Her income is stood on its head and so will yours be!! Think carefully before progressing.
 
If it was the OP's own house then I'd definitely say run for the hills, but seeing as it's a rented property, then perhaps it's not such a worry.

But anyhow, run away.
 
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