The fuel at 5000 miles works out at £100 per year extra for the 1.8
If you cant afford £400 per year - 30 quid a month - should you really be considering cars for fun?
Not to mention that the insurance will come down in a year or 2 anyway
No the £300 is the dif from the 1.6 to 1.8 the instance will e for me about £2400 a year on the 1.6 and £2700 for the 1.8 the instance is so high because of the area I live in