money in relationships

My GF's wage goes into her bank account which covers all bills, however both mobile phone contracts & fuel come out of mine which we turned into a joint account.

My wage goes into my account which as said is a joint account, a chunk of this is then taken & put into a savings account, we then take a fixed amount which we use for doing stuff together each month & we then both take £100 out each which is essentially "Beer money" for that month.

I earn commission in my job as it's telesales (i'm an evil cold caller! :D) this commission I put into a seperate account to fund my Ford Capri build & keep my PC upto date (upto a certain amount as it would be unfair for me to be siphoning loads off)

My GF does some dance teaching and some sort of online typing thing which she uses for Horse riding stuff, handbags & other girly stuff, although she does use a fair bit of this for household stuff like carpets & hoovers etc.

Not the simplest way of doing things but it works and we always seem to have enough money to do everything we want to.
 
We have this same thread every few months it seems.

For us it makes a lot more practical sense to have three accounts, a joint one for all our outgoings and two separate ones for frivolous purchases. There is nothing 'hidden' from each other but when we're going through our bank accounts during a quiet moment at work it's a lot easier if you know exactly what you've spent and that is all you are seeing on the screen. Having a joint account where everything comes out of the same pot means you'll probably have to spend an evening together going through statements to check they are all legit. I'd rather spend that evening doing something more interesting.

I actually find comments like yours more telling - do you really place financial arrangements that high up on your list of how committed your relationship is? It's almost like you don't trust each other or feel insecure without that financial bond which is a bit sad.

No, it's nothing like that.

The idea of not just sharing your money completely when you're living together or married just seems a bit odd to me, I can't get my head around people's need to have 'their own' money once they get to that stage.

I guess I see it as I'm sharing my life with someone and I can't see why money would be viewed any differently. What's mine is hers and all that...
 
Nope. Our disposable income is ours.

this - I earn 3 times my wife does but everything goes into one joint account - everything comes out the same joint account. We would ask each other if purchasing any large item (new bike frame, computer parts etc) (ball gowns, expensive shoes etc) - otherwise with kids etc - who's money is who's becomes irrelevant - it's ours - no matter who earns it.

Never had a single argument over it
 
money.jpg


MW
 
me and my missus have always done

i pay mortgage, she pays bills, what ever is left over we can do what we want with, if its something for the house we use the joint account which we both put around 150 quid a month into.

easy!
 
No, it's nothing like that.

The idea of not just sharing your money completely when you're living together or married just seems a bit odd to me, I can't get my head around people's need to have 'their own' money once they get to that stage.

I guess I see it as I'm sharing my life with someone and I can't see why money would be viewed any differently. What's mine is hers and all that...

If my wife wanted some money, its hers and it would be the same if I wanted any money she wouldn't hesitate to give it to me. It doesn't happen as we are both very well paid. Anything for the house or holidays comes out of our joint savings.

What it does offer is that I don't have to ask about what I want to buy and likewise for her. It also has the advantage when buying presents as we don't see large sums go out in advance and wondering what on earth it's for ruining the surprise.
 
so im married with a little girl.

i work full time, i dont go out drinking, i dont smoke, i go to the gym to keep me healthy as i work in an office.

so after the bills have gone out. (joint account, phone , gym, petrol, savings, nursery) i have money left over.

all of our house type bills (mortgage, leccy, water, food etc) comes out of our joint account.

mostly the rest of my money ends up going on takeaways or bits and bobs from the shops (food)

my wife works full time pays off her side of the bills and she has money left over.

so my view on this is that she is free to do whatever she likes with her money and me with mine.

is this the same in yours?

I know several people who do the same, and I don't see it as a problem.

I'm not married or have an joint account so I can't really comment further.
 
My parents never had a joint account. One paid the bills, the other paid for food. I don't know what they did for mortgage & holidays, though.
 
I've been married 33 years and I've never seen my wage packet.

I'm assuming you're speaking metaphorically, rather than actually getting paid cash in a packet.

That's the traditional way. For example, my grandad worked for 50 years and never opened his own wage packet. When he was at home, he gave it to his mother. When he got married and moved out, he gave it to his wife. His friends and acquaintances did the same - it was the way things were done. Men worked for pay, women controlled the money because they ran the households.
 
A lot of women live by "what's yours is mine and what's mine is mine"

Well, that has been the law since 1882. Literally - it's the 1882 Married Women's Property Act. Prior to the 1870 MWPA, the law stated that the marriage owned everything apart from minor personal possessions. The 1870 act modified that to state that anything owned by the wife prior to marriage remained hers alone (but that everything owned by the husband become owned by the marriage) and the 1882 act extended that to everything the wife obtained after becoming marriage. So the law was "what's his is theirs and what's hers is hers". I'm not sure if that law has ever changed.
 
I'm assuming you're speaking metaphorically, rather than actually getting paid cash in a packet.

For at least the first 10 years I did get a wage packet but you could count your money without opening it and I never did open them.
However, I'm not complaining because I've had every toy I've ever wanted.
 
[FnG]magnolia;23817715 said:
This is ignorant of facts and largely nonsense.


Yeah because that never happens. I swear some of you guys are seriously naive regarding how a significant portion of the opposite sex operate.
 
If you don't trust your other half to be open about money, then you don't have much of a relationship.

Share and share alike. You can't expect the 'perks' of the bedroom if you're not open with each other.
 
My OH has been either at University or training for the the last 5 yrs. I'm the only breadwinner.

So only really me contributing. But then I dont cook nor clean and it doesn't suck itself
 
Back
Top Bottom