Echoed.![]()
Also just to add. This means he has more disposable income to waste on beer and fine dining and toys. All adding more to the economy than he would if he had to give it over as interest on a mortgage.
Win Win
Your welcome

Echoed.![]()
they are not helping you they are helping themselves by selling a service a service more likely than not funded by the governmentI take it the rolleyes means you don't think a bank lending you money is help either
they are not helping you they are helping themselves by selling a service a service more likely than not funded by the government
if they were helping you it would be not for profit like islamic loans
End result is they are helping you buy a house with money you don't have.
Help: make it easier or possible for (someone) to do something by offering them one's services or resources.
So you are saying that no one who lives in poverty, or relative poverty, does so because of poor life choices? It was all out of their control? Like I said, people don't choose poverty in such a straight question. They make life choices that can result in poverty. I agree this isn't the case for everyone, but I am willing to bet it is for the majority. .
If you go to school (for free, and which every can do) study well. Go to college (which everyone can do for free, again), study well. What is honestly stoping you from getting a job, if you apply yourself in the job searching market?
Or your other argument, that people who who have made bad choices in life, and are now in poverty, are not of a sane mind? So are mentally ill?
You sir are delirious, and part of the problem.
'People are poor because of random luck. People are rich because of random luck.'
Fantasy.
I've never said that.
As for your bet, you would lose it.
http://www.economicshelp.org/macroeconomics/inequality/causes_poverty/
Notice how people choosing to do drugs etc. does not make it into the top 5 causes of poverty.
Sounds like an article I'd write![]()
Unsourced and politically biased?
Unsourced and politically biased?
Nice one liner there but can you provide some evidence supporting that laziness and similar issues cause poverty?
http://www.poverty.ac.uk/pse-research/going-backwards-1983-2012
http://www.poverty.org.uk/summary/eapn.shtml
http://www.21stcenturychallenges.org/focus/tackling-persistent-poverty-in-britain/
https://www.positivemoney.org/publications/banking-finance-and-income-inequality/
http://www.asu.edu/mpa/Jordan.pdf
Can you provide any evidence of that being my stance?
How about clarifying your stance rather than throwing one liners? If the 5 reasons mentioned in the previous link are wrong, what do you think causes poverty?
I don't think they are wrong per se just stated with massive bias. Unemployment was one of the reasons given for example, however no reasons were given for unemployment (which is wide and varied and not necessarily due to lack of jobs) and dates cherry picked to make it look as bad as possible.
The web article was indeed unsourced and was most definitely politically biased, however confirmation bias seems to blind you to that.
My own stance? The reasons for poverty are many and varied wealth redistribution is not the panacea that the left make it out to be nor is punitive measures the way forward as the right would like to make out.
good for you
but not achievable for everyone, as every bodies situation is different.
i moved over to the UK when i was 21 to live with my fiance with around £5k in the bank. i chose to be unemployed for 6months after i quit my first job and lived off my savings. fast forward a few years still living with the mrs renting a property and it's a lot harder to save money for a deposit now.
His claim that "most poor people are poor because they're lazy, do drugs etc" is laughable, which is why I didn't bother providing a more reliable link.
Regarding your position, how do you explain that the countries with the lowest levels of poverty also tend to have the lowest levels of income inequality?
I was aiming the question at Robgmun and Balky, who seem to have a very straightforward view of what a poor person is.
That's the second comment i have picked up on the so called not trying at school, have you ever wondered some people can not progress with education through one way or another does not mean there was no effort put in, again far to many on these forums tarnish people who didn't do well at school are classed as a waste of space, do you know how pathetic you all sound, i would love to meet people like you in real life and show you how you give respect.![]()
You could rephrase your question and ask "do you think being successful is mostly due to who you know and how much money your parents had, rather than the effort you put in?"
I would be interested to know the answer to that.