Samsung wont honor the warranty, especially when you get 2 years with them.
I get free phone insurance through my bank so I guess it's not a problem for me.
Same can be said for any phone, like the iPhone 6 and iPhone 6 P. You pay the extra for the bigger screen when the hardware is more or less the same.
You need to watch out for that, I would check your T&C with the insurance. My friend got caught out buying a phone and when it packed up he when straight to his insurance but it was invalid because it wasn't purchased from a verified seller. Sites such as eBay. Gumtree or even Amazon etc are not verified sellers.
I suppose because its easy to sell stolen phones there.
I've had numerous phones repaired/replaced by my bank insurance. They've never asked any questions before!
BTU September update on ota.
Samsung SmartSwitch for Android and pc, then initiate the full backup.
Alternatively you can just run it on the phone and create a backup on the sd card of its big enough.
Who do you bank with?
Regarding smartswitch backup to usb OTG, does it have to be a blank drive or is a populated one ok?