Been a sufferer of anxiety / depression for 18 years. On meds whole time.
Anxiety is utterly horrible to live with. Debilitating.
Anyway, back on topic...
Anxiety is utterly horrible to live with. Debilitating.
Anyway, back on topic...
Car accident
- Thread starter koolpc
- Start date
my uncle suffered a siezure while driving his motorbility car and hit a parked car (luckily empty) the insurance still payed out for the vehicle he hit and wrote his off he never drove again .
Soldato
- Joined
- 27 Mar 2013
- Posts
- 9,150
When you say mobility vehicle, do you mean one of those electric scooters? If so how fast was the guy going to do that much damage I thought they only went at 12mph.
Man of Honour
Get a grip m8
Associate
- Joined
- 21 Jun 2004
- Posts
- 1,607
I assume it is a car bought using the mobility scheme rather than a scooter.
Associate
- Joined
- 21 Jun 2004
- Posts
- 1,607
The issue will be whether the insurance was valid. Anyone could be medically well and potentially have a seizure driving (though thankfully rare) which is the first presentation of epilepsy/brain tumour/diabetes..etc. The insurance will cover this as it is unpredictable and exactly what insurance is design to cover for.
However if you were suffering blackouts and did not declare it, then insurance companies can declare your cover void and look to reclaim costs.
Soldato
Feeling anxious isn’t the same as anxiety.
Same with feeling depressed - it’s not the same as being depressed
As you say, many people feel anxious in different scenarios, but until you share a bed with someone who wakes up in the middle of the night with panic attacks, who has panic attacks during the day seemingly out of no where, please do not try and convince others it doesn’t exist.
Furthermore, it’s not something you can simply “distance yourself from”.
Until you experience it, or live with someone that has it, you, bluntly, haven’t got a scooby do what you’re talking about.
@OP - hope your car gets sorted
Thanks guys.
I was just miffed when his insurance told me liability may not be declared in the matter. Whats the point of insurance then? Why should i suffer because of that?
My insurance told me in all likelihood his insurance would realise that liability falls on them as they would have to cover the individual getting numerous tests etc etc....which may happen anyway!
I still 'think' he was in all probability on his mobile when he swerved into my car and the other next to me. I should have mentioned it to the copper. He could have searched his car. He just seemed to side with what the guy told him. He even gave him a lift home! Lol
I was just miffed when his insurance told me liability may not be declared in the matter. Whats the point of insurance then? Why should i suffer because of that?
My insurance told me in all likelihood his insurance would realise that liability falls on them as they would have to cover the individual getting numerous tests etc etc....which may happen anyway!
I still 'think' he was in all probability on his mobile when he swerved into my car and the other next to me. I should have mentioned it to the copper. He could have searched his car. He just seemed to side with what the guy told him. He even gave him a lift home! Lol
The fact that whichever way this goes you won't be paying a cent more than your excess.
Until it comes to renewing....
Also, the representative said on the phone today that they waived my excess thank goodness..
Right, but the alternative is you pay to fix your own car. How much have you paid on insurance to-date and how much does this single repair cost? Do the maths and see if you still think it is poor value...
I dont disagree with you at all. I just believe my insurance will go up yet again even though this accident was no fault of my own.
Deleted member 66701
D
Deleted member 66701
Even if they admit liability, your insurance will still go up.
Thats what i said
Not always, some underwriters don't load policies for 100% non-fault claims, who are you with?
Searched him for what? The Police act on evidence, unless you’ve got evidence that proves your thoughts?. Poor bloke just had a nasty crash, I’m glad the police were supporting him.
![[TW]Fox](/data/man-of-honor/2009.png){kind=avatar}
Because it isn't about fault it's about risk and unfortunately you've demonstrated, through no fault of your own, that you keep your car somewhere where there is additional risk of damage.
This is the point people always miss when they question why being involved in a non-fault accident affects premiums.
Poor bloke? Lol...do you know him?