Getting bank card PIN from phone/wallet theft?

touch · 6 Sep 2022 at 20:57

builder22 said:
doesn't want full name published, but a pic and various other details is ok??

Of course. How else are we supposed to judge if she's guilty or not without seeing a pic of her? :confused:

dlockers · 6 Sep 2022 at 21:10

MikeTimbers said:
your phone battery often runs out?

Sometimes caught short at work. I was well equipped pre-COVID (battery packs etc) but because I only go in every now and then, it isn't uncommon to be on client site without Wi-Fi which just nails the battery.

jpaul · 6 Sep 2022 at 21:11

you wonder if she considered whether future employers would look favourably on her diatribe - post first and repent at leisure;
I'm sure the google AI employment app (like she could work for google) would prejudice against twitter/media presence

tom_e · 6 Sep 2022 at 21:21

MikeTimbers said:
just use your phone to pay for things. why even carry a wallet?

Phone doesn't act as ID, once in a blue moon Google pay decides it doesn't want to work, pay at pump needs a card and most importantly the tills in my local Tesco refuse to scan the club card barcode from my phone screen.

platinum87 · 6 Sep 2022 at 21:27

tom_e said:
club card barcode from my phone screen.

Turn up the brightness to the max, should work, also, dont make it full screen, i think the system cannot handle oversized barcodes.

cheesefest · 7 Sep 2022 at 06:21

tom_e said:
Phone doesn't act as ID, once in a blue moon Google pay decides it doesn't want to work, pay at pump needs a card and most importantly the tills in my local Tesco refuse to scan the club card barcode from my phone screen.

Plus if WiFi is down, can’t use contactless.

This is why everyone needs to carry their physical cards with them

tom_e · 7 Sep 2022 at 06:33

platinum87 said:
Turn up the brightness to the max, should work, also, dont make it full screen, i think the system cannot handle oversized barcodes.

Tried it all, seems to be the older self service checkouts are a bit picky. The newer ones in the little Tesco around the corner have no problem with it.

Scam · 7 Sep 2022 at 08:05

cheesefest said:
Plus if WiFi is down, can’t use contactless.

jpaul · 7 Sep 2022 at 09:03

Probably depends on the whether phone screen is highly reflective & contrast - perhaps oled works better;

our gym has no wifi so people are often unable to bring up the bar code to get in.
I just carry the membership card which has the bar-code printed, similarly for tesco club card(just a mini-card, could put on keyring) , and usually just leave the phone in the car and carry a credit card into supermarket, and the written shopping list - luddite.

MikeTimbers · 7 Sep 2022 at 09:23

cheesefest said:
Plus if WiFi is down, can’t use contactless.

This is why everyone needs to carry their physical cards with them

er no? The stored card connects to the Payment Entry Device via Bluetooth directly from the mobile to the PED. There is no data connection required from the phone to anywhere else

Contactless Mobile | Barclaycard

Contactless Mobile from Barclaycard closed on 30 June 2023

www.barclaycard.co.uk

Maccy · 7 Sep 2022 at 09:27

Another classic cheesefest comment

phonemonkey · 7 Sep 2022 at 09:41

MikeTimbers said:
er no? The stored card connects to the Payment Entry Device via Bluetooth directly from the mobile to the PED. There is no data connection required from the phone to anywhere else

Contactless Mobile | Barclaycard

Contactless Mobile from Barclaycard closed on 30 June 2023

www.barclaycard.co.uk

While it doesn't have to Wi-Fi and you are right about it being a Bluetooth connection from phone to PED, doesn't the PED need an internet connection in order to communicate with your bank and complete the transaction?

I remember getting caught out about a year or so ago buying lunch at Tesco. They were having internet problems and couldn't accept contactless payments IIRC. Though whether that meant actual internet trouble or internet trouble as a catch all term for IT problems I don't know.

cheesefest · 7 Sep 2022 at 09:44

Scam said:

A few years ago, I was in another supermarket to where I work and their wifi and other shops in the retail park were down. So unable to use contactless. It was chip n pin only.

Couldn't activate or redeem gift cards either.

tom_e · 7 Sep 2022 at 09:44

phonemonkey said:
While it doesn't have to Wi-Fi and you are right about it being a Bluetooth connection from phone to PED, doesn't the PED need an internet connection in order to communicate with your bank and complete the transaction?

I remember getting caught out about a year or so ago buying lunch at Tesco. They were having internet problems and couldn't accept contactless payments IIRC. Though whether that meant actual internet trouble or internet trouble as a catch all term for IT problems I don't know.

AFAIK if they're setup for it then the PEDs store the transactions and then push them through once they're reconnected but this runs the risk of payments failing and the business having to shoulder that cost. Probably why it's a blanket cash only in a lot of places if their internet goes down.

phonemonkey · 7 Sep 2022 at 09:49

tom_e said:
AFAIK if they're setup for it then the PEDs store the transactions and then push them through once they're reconnected but this runs the risk of payments failing and the business having to shoulder that cost. Probably why it's a blanket cash only in a lot of places if their internet goes down

Makes sense. Thank you

Mercenary Keyboard Warrior · 7 Sep 2022 at 09:57

tom_e said:
AFAIK if they're setup for it then the PEDs store the transactions and then push them through once they're reconnected but this runs the risk of payments failing and the business having to shoulder that cost. Probably why it's a blanket cash only in a lot of places if their internet goes down.

This, many just won't run the risk of transactions failing so no internet means no validation.

You can imagine the scrotes on facebook "local tesco has no internet so they can't check your payment card, get round there now!!! with an old one and fill up on booze!!!11!"

tlrBeta · 7 Sep 2022 at 10:10

Malevolence said:
Have a look at what billy_tables says in this thread

Reddit - Dive into anything

www.reddit.com

I'm not sure this is entirely correct.

Santander send details to home address, for exactly this reason. It isn't as easy as this

randomshenans · 7 Sep 2022 at 10:12

bigmike20vt said:
I get triggered by naan bread so i feel you

ATM MACHINE

jpaul · 7 Sep 2022 at 10:38

tlrBeta said:
Santander send details to home address, for exactly this reason. It isn't as easy as this

maybe read the reddit & links

Site Maintenance in progress

customerservice.santanderbank.com

---

looks like there is a new security mechanism proposed

SIM-based Authentication Aims to Transform Device Binding Security to End Phishing

thehackernews.com

tlrBeta · 7 Sep 2022 at 10:52

jpaul said:
maybe read the reddit & links

Site Maintenance in progress

customerservice.santanderbank.com

---

looks like there is a new security mechanism proposed

SIM-based Authentication Aims to Transform Device Binding Security to End Phishing

SIM-based Authentication Aims to Transform Device Binding Security to End Phishing

thehackernews.com

Read reddit? Yikes

Santander are literally the most risk adverse place ever. It won't be as easy to do anything, even if they got into online banking.

Don't Santander use card readers now? If they don't, miles behind everyone else. Surely resolves all of this? I know they are doing huge digital reforms - but assumed this is standard these days.

I stopped banking with them years ago because they were so risk adverse.