ive never had a card make more noise than the system fans
What size are your system fans and what speed and how many?
I myself have 4 BeQuiet SW3 at 1000 RPM each plus 2 1000 RPM 120mm and 135mm on Dark Rock Pro 4 CPU cooler.
System not whisper quiet but very quiet for sure.
DO you think the ones who hear no coil whine have fans that are much louder than just 1000 RPM?
My new Giga Gaming OC is better, but well maybe not really compared to the other Giga Gaming OC 4090s I have tried. Still emits too much whine, though all like that. Though certainly quite a bit better than Asus Strix and even a little better than PNY regarding coil whine.
And I tame the whine a but especially at less than 100 FPS by undervolting and downclocking to 2235 reference based speed and not letting it boost. Though it is still there.