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At what point do you say GPU's are too expensive and refuse to buy?

InfiniteNoise said:
Going from the prices of 4070 to 5070 is too much, 500 quids is probably the max I'm willing to spend on a GPU, though I've spent a bit more than that on a CPU, which I told myself I'd never do again.

Hoping AMD prices their 9070 series aggressively.
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£800 for a 9070 and £950 for a 9070 XT would be aggressive pricing. AMD said their pricing would be aggressive. They didn't say where the aggression was being directed, so it could be towards potential customers.

Or it could be a meaningless word. Which is what I expect. I doubt if the prices have been decided yet. They've already unreleased a product that's already at retailers. They haven't got a plan.
 
martin363 said:
I gave up pc gaming after the 2000 series, switched to console (Xbox) and Apple Macmy work. I don’t regret it at all.

High prices are driving me and others from the PC, and the trouble is once you try other systems you realise just how bad the pc platform has become, expensive, often unstable, frequent windows changes and a constant battle to maintain. A fun hobby when affordable, an expensive mess now.
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If consoles properly supported keyboard and mice for gaming, I'd probably switch too. Particularly when I'm going to have to go to PC gaming on either Windows 11 or Linux, neither of which I want to do.
 
ScottMc said:
Interest free is fine, only becomes a problem if you can't pay it off in time and get hit with interest.
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Is it though? Wasn't it created this way to confuse people about what they can actually afford, push them into heavy debt easier, so eventually they can't pay it back and pay hefty interest anyway?
Personally the only time I use it is when I do have the money to buy product without any debt but I move the money to for example savings account, get on interest free debt and then pay back with that money, whilst having a bonus of interest. If I don't have money to buy out right (or within few days), I won't use it. And even then I got caught few times forgetting I have that debt to pay and almost ending up with interest (good thing auto payment still possible!). :/
 
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I'm ready to go on a new build. Just waiting on a GPU, any GPU, which offers reasonable value now.

Clearance prices on the 7900 XT were tempting, but I suspect the 9070 will be a similar price (hopefully a little cheaper) and a better card overall. Below that, cards are all still around (or in some cases above) MSRP. IMO that makes them all poor propositions given (B580 and B570 excepted) they are all set to be replaced with next gen versions this year.
 
Tinek said:
Is it though? Wasn't it created this way to confuse people about what they can actually afford, push them into heavy debt easier, so eventually they can't pay it back and pay hefty interest anyway?
Personally the only time I use it is when I do have the money to buy product without any debt but I move the money to for example savings account, get on interest free debt and then pay back with that money, whilst having a bonus of interest. If I don't have money to buy out right (or within few days), I won't use it. And even then I got caught few times forgetting I have that debt to pay and almost ending up with interest (good thing auto payment still possible!). :/
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I saw an insta account and where someone who is 22k in debt said “ i thought a 3 month interest free period meant i only never had to pay interest on things i bought in that period” :rolleyes:

I did buy my ocuk pre build on an interest free card but i’ll clear the balance by October which i think is fine.
 
I think as has very much been said, interest free is a good thing only if you are going into making use of it with your research done and eyes open to the limitations and boundaries. Otherwise its just a crutch for uncontrolled debt.

On the card front from a personal perspective the pricing has just got all way above me these days tbh. I still consider a £3-400 outlay to be a lot of money. Seeing used 7900xt's go for 400-450 is good for my next upgrade path as that would VERY much be the ceiling.

Granted that is very much my thoughts on the subject and expendable income is different for everyone

£2000+ for a card being the norm in the marketplace just feels a bit sickening (I know this has been the case for a bit) but hey it's an enthusiasts market I guess and if people buy, the circle continues.
 
A little bit of nominal interest is OK from time to time if you find yourself in a bit of a squeeze but are generally financially secure, or larger / longer debt if it enables something that makes a meaningful improvement on your life. That’s how most people by their homes.

But if the amount of interest is actually large enough to be considered its own outgoing and it’s racked up on luxuries, it’s probably a good time to knuckle down, get rid of it and adjust your spending habits.

On the other hand… dat Astral…
 
Bassmansam said:
I saw an insta account and where someone who is 22k in debt said “ i thought a 3 month interest free period meant i only never had to pay interest on things i bought in that period” :rolleyes:
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I don't even know what to say to that - read the terms first? :D but then again, people never do.

I did buy my ocuk pre build on an interest free card but i’ll clear the balance by October which i think is fine.
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That's for you alone to judge. Generally, if it's done knowing how it works and how to deal with it, one would think you know what you're doing. :)
 
I get someone financing these current cards due to their bloated pricing and if you are coming from a 1080/2080 the performance bump is massive, from a 4090 though?
 
Tinek said:
Don't assume I can't read between the lines. One data point is useless in statistics, though. I sold few of my old used GPUs to the miners etc. when upgrading, so I have good knowledge about how much one could get for such too.
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That says how many 3080/3090 did you scalp in the pandemic? The square root of FA.

I sold a bucket load of them. All being in the average purchase/sold of what I stated outside some really desirable models (Suprim X/FTW3/ROG). I was one of a reasonably large group scalping with our own operations.

Sure, some were more greedy than others but their cards would sit around for weeks or months as there were few people willing to pay an insane markup. Now, a lot of people are willing to pay the insane markup. I have spoken to the same fomer scalper colleagues who are still doing it and they are overly thrilled with the profit per card today. This means that it has become the new norm - people think this is OK. It's not the same.

I'm afraid that I won't be dissuaded by your thoughts on selling 30 series cards in the pandemic. I was there and I did it; my opinion is that the situation unfolding today is not the same. If you don't agree with me - that's fine.
 
Bassmansam said:
I saw an insta account and where someone who is 22k in debt said “ i thought a 3 month interest free period meant i only never had to pay interest on things i bought in that period” :rolleyes:

I did buy my ocuk pre build on an interest free card but i’ll clear the balance by October which i think is fine.
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You'd be surprised by how financially illiterate the average person is! It also doesn't help that there are a lot of predatory practices exercised by lenders, especially those that offer BNPL. Some people get themselves into bad situations, then because of shame/guilt/embarrassment, they don't ask for help and get deeper and deeper in the hole.

With interest rates as high as they are, you are far better off keeping cash in hand. Let the lender foot the bill and maximise the money being in your pocket rather than OcUK's bank account! Debt can be a fantastic tool when exercised in the right ways.
 
I didn't pay above RRP for stuff during the Pandemic - if anything there were loads of things where the prices went below RRP. I got my RTX3060TI at RRP and my Ryzen 7 3700X below RRP. Gamers are truly their worst enemies with a level of self control which is less than a child. But considering how much money is made from microtransactions and Twitch Streamers selling crap,why am I not surprised? There are enough whales out there,so I am not surprised companies feel they are the market they want to sell to.

WRT to graphics card prices. I do my calculations,looking at what performance target I want and what price I want to pay. If I can't get that,I don't buy a graphics card. I can either drop settings in games,or avoid certain games if I need to be. There are loads of games which don't need the latest hardware to run. New games generally have bugs or need better optimisations,so buying a year or two later might make more sense. Gamers create this FOMO themselves. Companies then exploit it.
 
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