Trading the stockmarket (NO Referrals)

for me, it'll be a cash ISA and then transfer to S+S once the recovery phase begins.
who knows when the bottom will be


The problem is you don't know when the recovery will happen, when the bottom os reached, how fast the recovery will be, how far it goes.

It is nearly impossible to time the market, and even if you could, time in the market is far more important. You might have been 10-15% down if you invested everything a few months ago, but in 5-10 years you could be up 100-150% (or not...).
 
The problem is you don't know when the recovery will happen, when the bottom os reached, how fast the recovery will be, how far it goes.

It is nearly impossible to time the market, and even if you could, time in the market is far more important.
you're right
my thinking is that i don't need to time it to absolute perfection, just good enough that hopefully avoids the worst of it
 
So guys its nearly time for the new ISA tax year.

With the way the stock market is going at the moment do you think its best to stick the ISA allowance into a regular ISA for the moment and avoid topping up the stocks and shares ISA? Or still stick it in the stocks and shares ISA but change the investment plan?
Just think of it like a sale. It's just phsycology, stock market is one of those things - people are happy to buy when it's going up and becoming more expensive, when it gets cheaper people run away.
 
My prediction is some softening of tariffs and a big bounce as early as next week , who shouted foolish optimism at the back ?
Please bookmark and mock at a later date :p
Being an optimist I think he may row back on some of the tariffs as countries bow down to him and kiss his ring, offering him all sorts of deals. Hopefully that's his plan.
Otherwise, the whole world has just entered a very painful time.
 
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Small and medium-sized U.S. businesses risk failure because they depend on Chinese suppliers, certain components and materials aren't available domestically.
Of course they do, but importing cheap tat and flogging it at a profit to gullible people is not a sustainable way to run an economy.
The trouble is because of tv programs like the apprentice people think slimy salesmen make a good economy.
 
Being an optimist I think he may row back on some of the tariffs as countries bow down to him and kiss his ring, offering him all sorts of deals. Hopefully that's his plan.
Otherwise, the whole world has just entered a very painful time.

No one is going to rush to do that quickly though, so there's more pain to come, all that time every company in the world is going to be in full panic trying to secure new relationships and redo logistics. This isn't going to be a quick turn around.
 
No one is going to rush to do that quickly though, so there's more pain to come, all that time every company in the world is going to be in full panic trying to secure new relationships and redo logistics. This isn't going to be a quick turn around.
Yep, the whole thing is a disaster.
 
So guys its nearly time for the new ISA tax year.

With the way the stock market is going at the moment do you think its best to stick the ISA allowance into a regular ISA for the moment and avoid topping up the stocks and shares ISA? Or still stick it in the stocks and shares ISA but change the investment plan?
I'd advise sticking it into a cash ISA for now. Can always move it into a S & S ISA next year if Trump has calmed down.
 
Being an optimist I think he may row back on some of the tariffs as countries bow down to him and kiss his ring, offering him all sorts of deals. Hopefully that's his plan.
Otherwise, the whole world has just entered a very painful time.
He's not going to back down, indeed his Treasury Secretary has just blamed the stock market volatility on DeepSeek. He's claiming MAGA policies have nothing to do with it.
 
No one is going to rush to do that quickly though, so there's more pain to come, all that time every company in the world is going to be in full panic trying to secure new relationships and redo logistics. This isn't going to be a quick turn around.
some companies said they were already prepared and had plans in place, one of them was a furniture company that relied on Canadian lumber.

It's probably not that bad for those who prepared, the problem is the companies who had supply chains and only order exactly what they need at last minute like supermarkets
 
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I'd advise sticking it into a cash ISA for now. Can always move it into a S & S ISA next year if Trump has calmed down.
You don't need to either/or the cash or tax ISA. Trading 212 you can freely move cash between the two without affecting your ISA allowance. You can also withdraw money from your ISA and recoup your ISA allowance.
 
Depends if you like picking stocks or prefer the convenience of a fund, and don't mind the extra charges.

Also, lots of people supporting American companies here, it would be nice if more supported British companies!!
British companies don't grow like US companies.

Although I would happily see the UK S&S ISA be restricted to UK companies.
 
So what do we reckon, another -5% on Monday?
I really hope not. My only saving grace at the moment is bitcoin and XRP are somewhat holding, independently.

My monthly £ allocation for stock is now going into Trading212 - 4.6% rate; until we have somewhat some settlement or Trump decides to cancel the tariffs.
 
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British companies don't grow like US companies.

Although I would happily see the UK S&S ISA be restricted to UK companies.

That would suck as most of the money is in US stocks (in normal times) and it's more risky for investors to be limited to one market.
 
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I love this meme, its so true.

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love it, thats so true :D having been on and watched the crypto
 
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