If you're buying second hand here are a few things to check:
· Make sure it's cold when you check it, start it up yourself. If it's warm, why is it warm, why did he start it before you arrived? Could be a bad starter.
· Check that the forks are dry - wet / lubricated forks could mean that the seal has gone. A costly job if you don't do it yourself.
· Check the general condition of the tyres and that they've worn equally, same with the brakes / discs.
· Check chain for excessive wear. While you're down there check the sprockets and that they don't show excessive wear. (The points will be sharper and rounding off at an angle "hooked")
· Check the bodywork, particularly the foot pegs for any damage. Tell tale signs are obviously deep scuffs, but also if they look particularly new; has the bike been dropped?
· Check that the head stock bearings are sound; the steering movement should be smooth with no grinding or snagging.
· Check general condition of the frame and downpipes (exhausts) to make sure there’s no excessive rust.
· Make sure the chassis /VN number matches up to the logbook when / if you eventually buy it.
· Check the government website for the bikes MOT and see what it’s past advisories and failures were -
https://www.gov.uk/check-mot-status
· If you take it for a ride let go of the handlebars, does it pull wildly to the left or right?
·Have the valves been checked/adjusted – how long ago?
If you're considering new then you can get a PCP Street for about £99 a month. Not sure what sort of HP deals you can get.
£3900 for a 2009 Street is kind of high although I don't know what sort of dealership warranty you'd get with it Vs buying privately so that's where the extra cost might come in.