just crashed my car....

Abraxaz1 · 2 Feb 2011 at 18:41

Well gues what i just manage to save £3000 pound to buy a new car and oh i reverse into one of my work collegues :mad:

heres how it happened:

Muppet work mate gets in car and reverse out then sits in centre of car park with reverse light off.
I check my mirrors before reversing then check blind spots, hes still sat their.
I begin my manuvere , i hadn't even moved a foot and bang he catches my rearend. So he some how managed to reverse about 10 meters in less than 10 secounds but hes also reversing down a one way system....

So i managed to destroy his door and mess up his rear 1/4, got a quote from my local garge of £700 quid for a full repair and respray..
My car had its bumper ripped off (now held on with cable ties) and drivers side rear light mangled plus scratches caused by the bumper.....

Was i right to admit fault i did reverse into him? and was i right to go via the garage not insuracne company...

mithrandir · 2 Feb 2011 at 18:48

I no longer have a car and can't really say for certain, but you shouldn't have admitted it was your fault. He reversed the wrong way if I'm correct. Not sure who would have right of way in this situation though.

Sorry I know it's not much help, but just thinking out loud.

Fr0dders · 2 Feb 2011 at 18:50

Depends how much you trust said colleague.

If you trust him not to mess you about, settling outside the insurance and paying directly may work out cheaper if you're young.

If you're in your 40s with a massive ammount of protected NCB i'd just tell him to go through the insurance

Abraxaz1 · 2 Feb 2011 at 18:52

MrLOL said:
Depends how much you trust said colleague.

If you trust him not to mess you about, settling outside the insurance and paying directly may work out cheaper if you're young.

If you're in your 40s with a massive ammount of protected NCB i'd just tell him to go through the insurance

22 with all of 3 years ncb....
first accident ive ever had right infront of my boss as well

Fr0dders · 2 Feb 2011 at 18:53

yeah it possibly will be cheaper to go outside the insurance then.

You'd be back to 1 years NCB at renewal time if you claimed.

andicole0 · 2 Feb 2011 at 18:58

Even if you don't make a claim the accident should be reported to your insurance company which will sadly affect your renewal. However failure to report an accident could result in loss of insurance in a subsequent incident.

Andi.

ZG002 · 2 Feb 2011 at 19:03

Why on earth was he reversing towards to entrance of the car park?

Abraxaz1 · 2 Feb 2011 at 19:07

Some pics of the damage to my car

ZG002 said:
Why on earth was he reversing towards to entrance of the car park?

So his girl friend wouldnt have to walk the ten meters in the rain..

snowball1 · 2 Feb 2011 at 19:08

You never admit liability!

Fr0dders · 2 Feb 2011 at 19:09

new bumper

new rear light cluster

and you're going to have to pay a bodyshop to roll out and fill and paint the creased part of the rear wing.

No idea how easy finding a proton persona rear bumper and light cluster will be at a scrap yard

Start searching !

Abraxaz1 · 2 Feb 2011 at 19:11

MrLOL said:
new bumper

new rear light cluster

and you're going to have to pay a bodyshop to roll out and fill and paint the creased part of the rear wing.

No idea how easy finding a proton persona rear bumper and light cluster will be at a scrap yard Start searching !

sod the new bumper and body work, car is going as soon as ive got the cash, my family are moving 50 odd miles from work i need a diesel asp

L0rdMike · 2 Feb 2011 at 19:15

should have let the insurance battle it out, may of gone 50/50?

Abraxaz1 · 2 Feb 2011 at 19:20

L0rdMike said:
should have let the insurance battle it out, may of gone 50/50?

And my insurance costs sky rocket, I think it was cheaper to pay the 700 out and to keep them from charginge me stupid cash come renewal

Slam62 · 2 Feb 2011 at 19:20

expensive car

Fr0dders · 2 Feb 2011 at 19:21

L0rdMike said:
should have let the insurance battle it out, may of gone 50/50?

that depends upon if you want to appear to be a **** at work ?

I (like you) would be quite happy standing your ground and not admitting it and taking any flack that comes your way but i don't get the feeling thats the way the OP feels.

Hence why he admitted liability. He's not done anything "wrong" as such, he just perhaps could have done it better. But its too late for that now.

L0rdMike · 2 Feb 2011 at 19:22

If I crashed into you would you be happy by paying me £700?

Fr0dders · 2 Feb 2011 at 19:23

thing is they kind of crashed into each other.

Ultimately the OP reversed into him.

But then the colleague was doing strange things. Hard one to call.

L0rdMike · 2 Feb 2011 at 19:24

You could say the OP had moved out and stopped when he saw the other car which then hit him.

Were either of you actually looking behind while reversing?

Biohazard · 2 Feb 2011 at 19:25

L0rdMike said:
Were either of you actually looking behind while reversing?

lol

Unlucky OP.

Abraxaz1 · 2 Feb 2011 at 19:25

was just about too... but didnt even get a chance to turn my head, like i said i bearly moved a foot...