1 Big problem in relationship

Then that would be case law. And Everybody would have heard about it.
Plus then there would be no reason to get married

I can't be bothered to google all day for a specific case but heres an example of why not to buy as joint tenants did the op?

http://www.theguardian.com/money/2010/jun/20/mortgage-warning-unmarried-couples
Ex-boyfriend entitled to half share 17 years after split even though he did not pay mortgage, appeal court rules
Jones's problems have arisen because she bought as "joint tenants". There are two ways of owning a property. Most cohabiting couples who buy together do so as "joint tenants" where they own the house 50/50 and, for example, the share owned by one partner would pass automatically to the other on death. If you own your home as "tenants-in-common" you can leave a precise share to whoever you choose – you state the exact nature of your share in a declaration of trust.

if it's already to late he might as well just get married :D
 
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But sure, go ahead and blame the woman here, it is clearly all her fault! :rolleyes:



Cake and eat it springs to mind. OP sends out all the signals he is committed - buys a house using a large sum of his money, even buys her an engagement ring! Then he turns around and says he does not want to get married? Talk about mixed messages.



If the OP is so intent on holding on to his money, my advice would be to avoid serious relationships full stop. Otherwise accept that he will have to put his money at risk - that is life. Unless, of course, he finds a woman to live with who also has £70k that she is clutching to for dear life, and also does not want to get married :)

What the OP is saying is "I want the home, I want the girlfriend to live with and I want everything that is mine to remain mine forever".

Well life does not work like that. A relationship is an investment. Sometimes it works, sometimes it does not. It is a chance you take.

The OP says he loves this woman, but it does not sound like it to me. I think he loves the idea of love and he wants what love brings, but the reality is he is in love with his bank account, and any woman in his life will have to play second fiddle. Good luck with that!

Perhaps the OP should find a woman in the same position so he can feel safe?

If his money is so important, the question must be why on earth did he get together with someone who had nothing in the first place? If he knows how he feels, surely he could have easily predicted that there would be problems? :confused:

Seems to me like everything was OK so long as the relationship was on his terms. So maybe he needs to find a woman who is as happy with his terms as he is?



Such a shame that there are those with such a bitter outlook. All life is a gamble, and relationships are not exempt. Some you win, some you lose. You sound like you lost once. To become so jaded as to obsess about 'yo monaayyy' to the exclusion of all else = more unhappyness. In effect you lose, full stop.

No man or woman who cares enough about themselves will ever be superseded by their partners money in a relationship. I know I would be out the door before being put second place to a bank account.

I wonder how many of those with such an embittered outlook actually sought a partner on equal footing to start with? You know, considering how important money is to them and all.

Let me guess - it is your way or the highway, right? That is your prerogitive, of course, but I guess it is one of the reasons why some people just dont have any 'luck' when it comes to relationships. :)



Yes of course because it would never ever be him that decides he does not want her anymore, or him that has an affair would it? It's always those pesky gold digging women that sleep around and jump ship and steal all of the money. :rolleyes:

The OP is letting this £70K rule his life. It is a cloud over him and he appears to obsess about losing it. It's just money. You can't spend it when your dead, and when you are alive you can always earn more.

I would be interested to know where this £70k came from? If he was cleared out in 2008 but 5 years later has £70k, either he is a high earner or has some inheritence? If he has saved it, that equates to £1100 per month into savings for 5 years straight! Not many people can afford that!



He is also, I believe, making ultimatums of his own. Six of one, and all of that. But yes, lets paint the woman as the fiery, killer she devil :rolleyes:



Good for you. That you would wave goodbye to your wife in the space of 10 minutes says a lot about your relationship.




You've got to be a woman !!!

Why didnt they just rent? Or buy a home on equal footing?

.

If we bought a house with very little deposit the mortgage would be massive and we wouldn't be able to afford the things we do now, so she now has a better quality of life.

And who wants to be renting for the rest of their lives, she only owns 1% of house at present true but fair given the fact she's put nothing in but as I posted earlier I am prepared to transfer some of the equity to her as we progress through the mortgage, so if we was to split she would still walk away with something - the amount depending on how far into the mortgage we was, which is more than if we had been renting together.

I'm a fair person but I'll be dammed if I'm getting stung again.
And of the £70k I put in £45 k was from the divorce and £25 k was a gift from my parents.
I was always going to buy a house even before I met her, I was 43 when I bought the house, I didn't want to be starting a mortgage much later then that
 
I can't be bothered to google all day for a specific case but heres an example of why not to buy as joint tenants did the op?

http://www.theguardian.com/money/2010/jun/20/mortgage-warning-unmarried-couples
Ex-boyfriend entitled to half share 17 years after split even though he did not pay mortgage, appeal court rules


if it's already to late he might as well just get married :D


They bought as joint tenants, we have bought as tenants in common, so no it's not too late.
 
OP I was reading my favourite news paper today and i came across a very interesting article. It seems fiancee has been busy writing to Dear Deidre while you have been writing to us. Im also disappointed you neglected to telll us you are second cousins :D

 
lol at beta boys moving in with girls and getting engaged then being nagged to get married after trying to say it would never happen.

First mistake was allowing her to move into the house and not pay you rent, but instead putting her name on it, awful move. Second was agreeing to get her a ring of any kind. Your on the back foot, time to grow a back bone, stand up for yourself, and tell her your drawing a line, and that if she nags you any more you are throwing her out.
 
This is Earth not Vulcan, logic has nothing to do with it, if we was to be logical about everything the world would be a sad place. Im not discussing this any further as i wont change my mind just as others wont change theirs.

So basically you're saying you should succumb to peer pressure? Everyone else is doing it and it's seen as the done thing so I should do it too... It's amazing that some peer pressures are seen as bad and some seen as cultural norms.
 
So basically you're saying you should succumb to peer pressure? Everyone else is doing it and it's seen as the done thing so I should do it too... It's amazing that some peer pressures are seen as bad and some seen as cultural norms.

No im not saying that at all, you came up with that all on your own.

Maybe you are missing the point or maybe I worded it badly, who knows.

What I was trying to say is that in the OPs situation where he is already with this woman and clearly feels strongly for her, he would risk losing her just to protect his personal wealth. That is what I think is crazy here and in other situations like this when men and women are too frightened to make the other person in the relationship really happy and give them what they want for the sake of money.

Nothing to do with peer pressure and nothing to do with logic, just good old fashioned love and romance.
 
You've got to be a woman !!!

Nope. I am a man, but I just dont have a bitter "women are all gold digging money stealers" outlook :)

If anything, I was trying to add a little balance into the argument because there were a lot of pitchforks waving around :) In your situation, I dont think either of you are totally innocent.

RE my above post, a lot of it was in response to wickfut and was not directed soley at you.

If we bought a house with very little deposit the mortgage would be massive and we wouldn't be able to afford the things we do now, so she now has a better quality of life.

And who wants to be renting for the rest of their lives, she only owns 1% of house at present true but fair given the fact she's put nothing in but as I posted earlier I am prepared to transfer some of the equity to her as we progress through the mortgage, so if we was to split she would still walk away with something - the amount depending on how far into the mortgage we was, which is more than if we had been renting together.

I'm a fair person but I'll be dammed if I'm getting stung again.
And of the £70k I put in £45 k was from the divorce and £25 k was a gift from my parents.
I was always going to buy a house even before I met her, I was 43 when I bought the house, I didn't want to be starting a mortgage much later then that

Fair enough. I have said all along I dont have a problem with anyone who does not want to risk their money. My point has been all along that due to fundamental differences in your life goals, perhaps you and your partner are not best suited for a long term relationship? Whichever one of you backs down will likely feel resentment, and this will bleed the relationship. If neither of you back down, then there is no relationship.

Maybe time to find someone with similar goals to you, an a similar outlook regarding marriage?

But good luck in whatever you do :)
 
lol at beta boys moving in with girls and getting engaged then being nagged to get married after trying to say it would never happen.

First mistake was allowing her to move into the house and not pay you rent, but instead putting her name on it, awful move. Second was agreeing to get her a ring of any kind. Your on the back foot, time to grow a back bone, stand up for yourself, and tell her your drawing a line, and that if she nags you any more you are throwing her out.

ROFL, seriously? Hurfderp talking like an alpha?!? Time to check your privilege maybe? :)

;)
 
If she is name on the mortgage or house title then she has half of all debts and assets anyway, regardless of marriage!
 
Just to clarify for some people, there is no such thing as common law marriage in this country. The only way a partner has rights to the house outside marriage is if their name is on the deeds or if they can show they've made direct mortgage repayments.

I understand your fear of marriage OP, I share the same opinions on it. I hope you can both reach a suitable resolution you are both happy with.
 
lol at beta boys moving in with girls and getting engaged then being nagged to get married after trying to say it would never happen.

First mistake was allowing her to move into the house and not pay you rent, but instead putting her name on it, awful move. Second was agreeing to get her a ring of any kind. Your on the back foot, time to grow a back bone, stand up for yourself, and tell her your drawing a line, and that if she nags you any more you are throwing her out.

:D This is amazing.
 
If you love her and want to be together forever then take the risk and marry her, money isn't everything
 
What I was trying to say is that in the OPs situation where he is already with this woman and clearly feels strongly for her, he would risk losing her just to protect his personal wealth. That is what I think is crazy here and in other situations like this when men and women are too frightened to make the other person in the relationship really happy and give them what they want for the sake of money.

He has put £70k of his own money into a house, and she comes with 0. Damn right he should risk losing her for the sake of personal wealth. How long has it taken him to save this money? She could get half within a few years! No way.

I can't quite see how/why it isn't possible to marry with a list of assets for each... then say 8 years down the line if a divorce is on the cards then anything after the initial marriage gets split 50/50.

I've seen comments about her investing time etc, well... 5 years marriage for £35k doesn't seem bad of a investment too me.

Same goes with both man and woman before I see the "not all women are gold diggers" response. 50/50 should start from the point at which they are married.

If prenup doesn't apply in UK, you can't be telling me that you risk half of your assets in any relationship after x period of time? Otherwise the only alternative is to find a partner of equal wealth! or spend your savings, be worth nothing and start with someone with nothing then I guess you have the trust from the financial sense lol.
 
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