£19k from nowhere

Azagoth said:
Why, what are you going to do? Type words in a violent matter? Nutter!
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I'd be all scared-like if I were you. Such a fearsome chap threatening you like that. Next thing you know you'll turn around and see a £1bn car trying to run you over.
 
Pestilence said:
A friend of mine is having to claim bankruptcy due to them applying charges for being over his overdraft every month, which he can't get out of. It started with him settling everything and being fine, and then they applied a late charge, throwing him over the overdraft, and since then spiralled further and further out of control.

Someone on the phone told him they'd freeze the charges....next month they charged him again. He called and they denied all knowledge. Branch visits, writing, speaking to managers....nothing.
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Same is happening to me & has been for a long time now. But minus the bankruptcy part. Hopefully within the next 2 weeks though I should be sorted. Unless they decide to throw loads of charges at me again :rolleyes: This is with Natwest.

Good luck to the OP would be nice to see what happened in the end...
 
My first thought when I read this was that you shouldn't spend it - it isn't your money and you may have to pay it back one day. I would have withdrawn the money, closed the account, bought a load of premium bonds and waited.

When the bank finally wakes up I would cash in the premium bonds, return the money - MINUS a fee to cover admin costs, stress and inconvenience caused by their incompetence.
 
Mattey1 said:
Same is happening to me & has been for a long time now. But minus the bankruptcy part. Hopefully within the next 2 weeks though I should be sorted. Unless they decide to throw loads of charges at me again :rolleyes: This is with Natwest.

Good luck to the OP would be nice to see what happened in the end...
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Hope you are taking steps to reclaim any unfair/unreasonable bank charges rather than just coughing up...

http://www.moneysavingexpert.com/reclaim/bank-charges
 
stoofa said:
The mistake will be discovered.
Of that happens now or in a years time - banks don't just lose £19k
So you're best bet would be to simpply contact them and let them sort it.
If they insist the money is yours then make sure you get it in writing :)

No the money will not earn the OP any interest.
Once the mistake is noticed, the £19k plus any interest will be removed from the account - not just the original £19k

Oh, and "not doing anything" could, in theory, still be seen as "handling stolen goods".
Unlikey to happen but at the end of the day this mistake will not go un-noticed, so better to get it all sorted out now rather than later.
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They have lost more than that recently :D
 
Murf said:
:p

I love compulsive liars on the internet. If there is anything more sad than telling people you know lies to impress them or make yourself feel better, it's lying to people you don't know on the internet. :D
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yes those who constantly think others are lying , instantly, you cant ever have any discussions like that. i am accused of lying about opinions? how can you lie about an opinion, makes no sense :confused:
 
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