330d vs 335d

Dave L said:
Only thing that I would have liked over the 330d is the fuel economy of the 335d engine, it is more efficient. On a run, I will return 43/45mpg and running around town it will drop to as low as 32! The autobox sure sups the fuel. On the motorway when the torque convertor locks up, thats where you get the fuel efficiency.
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That doesnt make an awful lot of sense, you wanted fuel economy of a 335d? What do you own, a 335d, because those figures sound pretty poor from a 330d to me and further highlight my point that you might as well just get a 330i.
 
Spamalot said:
I don't understand this. A warranty only spreads the costs, it's can't reduce it (unless the warranty companies makes a lose). The storms might be big but you should be able to weather them if you're spending that sort of cash, no?
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It can reduce it, and they will make a loss, on an individual level. This is offset by all the cars that get warranties but never need any work doing and I imagine also due to investment of the large amounts of capital they have.
 
The warranty on my 335i runs out in march, can anyone recommend a good warranty provider and advise on the level of cover I should be looking at on this car.
 
What's the mileage on it? Fox told me that below 60k (i think) then it's worth getting the BMW one, above that the cost goes up and they don't cover as much so you'd wanna look at maybe WD.
 
Peerzy said:
What's the mileage on it? Fox told me that below 60k (i think) then it's worth getting the BMW one, above that the cost goes up and they don't cover as much so you'd wanna look at maybe WD.
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Cost more than doubled over 60k with my M3 and they start removing cover for certain things.
 
TONY said:
The warranty on my 335i runs out in march, can anyone recommend a good warranty provider and advise on the level of cover I should be looking at on this car.
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You'll get a mail from BMW warranty with some options and they will send you to a website. I took the full warranty with a 100 excess for £32 a month.
 
[TW]Fox;18027069 said:
How can you not understand, as a concept it is as clear as day.
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I don't think as a counter argument that's really the right way to get your point across, I guess you have your own style though. As far as I can tell you're basically saying "don't be stupid it's simple".

What I don't understand is why any company would offer a product that would make them a loss. A warranty is just insurance against a car faults, no? As with any insurance the consumer looses out ultimately.

(Average £ per claim * frequency of claim) + administration + profit = price of policy

I agree some people, (your parents for example) win. Some people loose (they pay out more than they claim), on average though people loose (or the company goes bankrupt). As long as you can weather the storm you'd alway be better off self insuring and just paying; Average £ per claim * frequency of claim. When self insuring you save the admin charge and you're not contributing to a companies profit. I'd argue that the more unreliable a car is the less benefit a warranty is because you're able to predit the storms.
 
Spamalot said:
I don't think as a counter argument that's really the right way to get your point across, I guess you have your own style though. As far as I can tell you're basically saying "don't be stupid it's simple".

What I don't understand is why any company would offer a product that would make them a loss. A warranty is just insurance against a car faults, no? As with any insurance the consumer looses out ultimately.

(Average £ per claim * frequency of claim) + administration + profit = price of policy

I agree some people, (your parents for example) win. Some people loose (they pay out more than they claim), on average though people loose (or the company goes bankrupt). As long as you can weather the storm you'd alway be better off self insuring and just paying; Average £ per claim * frequency of claim. When self insuring you save the admin charge and you're not contributing to a companies profit. I'd argue that the more unreliable a car is the less benefit a warranty is because you're able to predit the storms.
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If the turbo actuator fails on my car which costs over 1000 to fix, I would benefit from the fact I have the warranty, which costs me about £400 + the £100 excess, but thats just one claim, so I win on that one. There is a possibility that anything else could fail, the iDrive for instance at well over £1500 to buy let alone fit etc.

If I had a car with none of the high end kit, like satnav, bluetooth, auto gear box etc then maybe it'd be worth the risk but on cars which are loaded then in my view it isn't
 
J1nxy said:
If the turbo actuator fails on my car which costs over 1000 to fix, I would benefit from the fact I have the warranty, which costs me about £400 + the £100 excess, but thats just one claim, so I win on that one. There is a possibility that anything else could fail, the iDrive for instance at well over £1500 to buy let alone fit etc.

If I had a car with none of the high end kit, like satnav, bluetooth, auto gear box etc then maybe it'd be worth the risk but on cars which are loaded then in my view it isn't
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So you're saying you couldn't weather the storm? Either that or the warranty company's got it very wrong. I guess BMW might subsidies the cost because they'll get other work out of you. If you're going to take it to them to get it serviced (to rightly so maintain the resell value by having FBMWSH) then I guess it's more likley to be worth doing it.
 
Its not a case of weathering the storm as you put it but more a question of why should I?
If I have to pay £1000+ to get repairs when I can spread the cost over a period of time and potentially payout significantly less than the cost of the repairs.

It will be going to BMW for the servicing in april when its due it 3rd service
 
I have bought warranties for my parents cars for years and never once made a loss - always broken even or better. It seems the risk is pooled over all cars in a model range not specific models - so the fact a 335i breaks all the time doesnt seem to change the cost of the warranty.

It is an absolute no brainer on this type of car, it really is.
 
Even if you don't break even over the course of a few years, at least it's a regular predictable outgoing, rather than getting stung with one huge unexpected bill at some point.
 
Thats exactly how these things work, they are an underwritten insurance policy with a risk profile being used to generate the premium. The 335x cars will make up a very small % of the overall makeup of the insured group so the320x, cars which have nothing on them spec wise and breakdown less frequently will far outweigh the higher spec higher repair cost cars.
 
It's also massive peace of mind.

Car breaks? Who cares what it is, throw it at BMW, drive away in another car, pick it up when its done. No phoning around for quotes, no nail biting as the diagnosis costs run into hundreds, etc.
 
J1nxy said:
You need to drive it, it kinda doesn't
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It kinda does - although the autobox is good, it's still a torque convertor automatic. Whilst this suits many there will always be things about it that spoil the experience for others.

Probably the biggest reason I've got the 335d at the bottom of my shortlist is the gearbox - the rest of the disadvantages (the noise and the dieselness mainly) are made up for by the performance offered.
 
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