Accident.

Tom|Nbk · 5 Apr 2007 at 00:19

Dogbreath said:
Because my insurance is closer to £400 a year, for a not particularly quick car (Honda Civic). It was nearly £700 for my MR2 turbo, that's with a clean license, full no claims and 35 years old.

The fact i forked out close to 1600 for my insurance entitles me to make any claim I bloody well feel like within reason of course, 400-700 is still quite a far cry from the prices us youngsters have to pay.

[TW]Fox · 5 Apr 2007 at 00:27

Tom|Nbk said:
The fact i forked out close to 1600 for my insurance entitles me to make any claim I bloody well feel like

And there, ladies and gentlemen, lies the root of the reasons behind much of todays insurance nightmares.

Tom|Nbk · 5 Apr 2007 at 00:53

[TW]Fox said:
And there, ladies and gentlemen, lies the root of the reasons behind much of todays insurance nightmares.

I'm not that bad just don't run into me

.

Richard_16v · 5 Apr 2007 at 06:51

Many thanks, when my insurance goes up next year i'll think of you.

You should look into things a bit more, with things as they are today i'm sure you must be missing out on some benefits that you could be claiming :rolleyes:

Dashik · 5 Apr 2007 at 07:18

Of course if the driver that hit him had been paying attention then he would not be in this position in the first place.

Most of you seem to forget that it was not his (the op's) fault.

If the other driver had not beeen careless then he would not have a sore neck or damaged car in the first place. He's perfectly reasonable in claiming for any loss or pain and suffering he had to put up with as a result.

lordrobs · 5 Apr 2007 at 07:32

Tom|Nbk said:
The fact i forked out close to 1600 for my insurance entitles me to make any claim I bloody well feel like within reason of course, 400-700 is still quite a far cry from the prices us youngsters have to pay.

You say that like its somthing special :confused:

I'm now paying £340 fully comp for the insurance on my IG4 306 and thats with business use and over average mileage. Doesn't mean that back when I was 17 I wasn't paying £1200 TPFT on a car worth about half that. And yes I have claimed off someones insurance when they smacked my car and no I didn't claim for "whiplash"

lordrobs · 5 Apr 2007 at 07:38

Dashik said:
If the other driver had not beeen careless then he would not have a sore neck or damaged car in the first place. He's perfectly reasonable in claiming for any loss or pain and suffering he had to put up with as a result.

I completely agree but exactly how much value would you put on a slightly stiff neck for a day or two and a day off college? Personally I can see a couple of packs of paracetomol @ 20p each and buying a mate a couple of drinks to take notes for you, so round it up to say £6? Probably equates to about £1000 in his pocket, £2000 in the ambulance chasers and a total cost to the insurance company (which filters down to all of us) of nearer £4000 all in for a claim that should have cost a grand tops.

OP it may sound harsh but its this attitude thats causeing your £1600 premiums in the first place and we ALL, you included are paying for it.

[TW]Fox · 5 Apr 2007 at 08:04

His neck gives him so much trouble he was out caning the courtesy car..

digitalwolf · 5 Apr 2007 at 09:15

Paahaha, somepeople going on about £400 premiums per year........thats not far off 3 monthly payments on mine.

Do you hear me moaning?

I could understand if the OP had pulled off an island, deliberately slammed his brakes on and made the person hit him.

:rolleyes:

lordrobs · 5 Apr 2007 at 09:27

digitalwolf said:
Paahaha, somepeople going on about £400 premiums per year........thats not far off 3 monthly payments on mine.

And why do you think that is?

Do you hear me moaning?

Maybe you should be.

digitalwolf · 5 Apr 2007 at 09:32

lordrobs said:
And why do you think that is?

Maybe you should be.

Because it's insurance group 7 and it was my first car?

I know for a fact insurance companies are saying no to 17 year olds that request insurance on a VTR.......

MTA99 · 5 Apr 2007 at 11:21

Find it a little worrying that some people are blaming the OP for increasing insurance premiums. Yes he's a student, yes he's unemployed but should that mean he has to suffer a stiff neck and the associated inconvenience and lack of sleep through no fault of his own? Perhaps we should blame the root cause of rising insurance premiums........the declining standard of motoring competence. If there were fewer accidents there'd be fewer claims (and the associated whiplash) and we wouldn't be having this debate.

If however his claim is fraudulent then he should hang from the top of the tallest tower!!

Serj · 5 Apr 2007 at 11:23

If he's a student he's technically not unemployed.

Btw, i hope you find out one day what real whiplash feels like.

[ASSE]Hinchy · 5 Apr 2007 at 11:25

Elderly man drove straight into my mates work building the other day.

Pulling out of the Tescos in Macclesfield, there is an Enterprise Rent-a-Car office right in front. He just pulled out of there, foot planted to the ground, straight across the road and into a building. Mate was a bit scared at his desk with a cup of tea and cake in his hands seeing this car driving straight towards the entrance to his office! Probably threw it all everywhere in a panic. Lawl.

lordrobs · 5 Apr 2007 at 11:25

Serj said:
Btw, i hope you find out one day what real whiplash feels like.

By which time all the people who cry wolf now will have made it so its like getting blood out of a stone to get fair compensation for a real longterm injury.

-Mike- · 5 Apr 2007 at 14:11

lordrobs said:
By which time all the people who cry wolf now will have made it so its like getting blood out of a stone to get fair compensation for a real longterm injury.

Tom|Nbk said:
Ok so it's sunny, I have my car back and i want to give it the full works, the main reason im going to wax it (never waxed it before). Im thinking about getting the clay bar kit but don't have that much experience with a clay bar, which wax is the best to go for and nice and easy to use which gives great results.

Tom|Nbk · 5 Apr 2007 at 14:27

no where in the post have i said i suffered a long term injury/whiplash, my neck has only just started to feel better my accident was over two weeks ago. I had a case of mild whiplash but still inconvenienced for someone elses lack of concentration.

divine` · 5 Apr 2007 at 14:30

Tom|Nbk said:
no where in the post have i said i suffered whiplash

Tom|Nbk said:
I have whiplash

Denied

Tom|Nbk · 5 Apr 2007 at 14:32

Tom|Nbk said:
no where in the post have i said i suffered a long term injury/whiplash

Real quote

divine_madness said:
Denied

Good job twisting my words, must have taken some skill that, quit being bitter and GTFO my thread.

divine` · 5 Apr 2007 at 14:36

Tom|Nbk said:
Real quote

My quote was fine, a long term injury/whiplash being two separate entities identified as such by the presence of the /, I merely focused on one of those entities.

Tom|Nbk said:
Good job twisting my words, must have taken some skill that, quit being bitter and GTFO my thread.

No word twisting at all, you claimed that you hadn't said you have whiplash, I quoted the text where you did. Don't get all upset because everyone is disagreeing with your actions of claiming for injury that you now claim not to have.