So I bought something on amazon, returned it and today they charged me the full £600 for the item. I got on chat and was told they have refunded the money but it could take about 4 to 7 days to show in my account. Now I have 2 direct debits for my credit card companies going out tonight, what do I do? Would the bank be able to stop the payment as it still shows as pending? I bank with nationwide if it helps.