Yes but you read it wrongly hence my interjection.
It's not even about Urban Dictionary - that's simply what the phrase means. It's nothing to do with money or affordability.
That isn't implicit within the phrase. And it wasn't within what the guy said originally. I get your point but Shankly is wittering on about affordability which certainly isn't anything to do with the poor mans phrase.
Edit: of course taken literally it infers that but the phrase to me is always used in a different context.
Alas I digress from the thread...