Err, no. What happens in 2 years time when you want to upgrade your CPU. After just spending out on a Z690 mobo and DDR4 RAM you then have to go out and buy a second new motherboard and DDR 5 for the new CPU. This means you have bought 2 lots of RAm and motherboards. Buy AM5 now and you donot needtobuyanother motherboard orRam again for quite a few CPU upgradesErr, no. The price of a AM5 board, DDR5, and CPU is significantly more than a Z690 board, DDR4 and 12th/13th gen CPU.
There's no reality, apart from the deranged reality of the most loyal AMD fan, where the above isn't true.