How is it a scam when the OP signed himself up and forget about the payments for three years?
How is it a scam when the OP signed himself up and forget about the payments for three years?
Just dropping in for the lulz
LULZ
This sort of thing happens when people have too many accounts to keep track of. Actually chinese people are the worst for this, they can have up to 4 bank accounts, just because they start using a new one and never bother to close the old one. They just do't get that it doesn't look good for their credit rating.
Nobody needs more then one main bank account and one credit card. And probably a savings account if you're saving for something specific.