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They only care when it impacts them. For example, legislation was brought in to prevent concert ticket scalping after and MP couldn't buy tickets to a festival they wanted...Sadly I don't think any will need GPUs anytime soon.
They only care when it impacts them. For example, legislation was brought in to prevent concert ticket scalping after and MP couldn't buy tickets to a festival they wanted...Sadly I don't think any will need GPUs anytime soon.
I can just about afford rrp, there have been some weeks I couldn't afford when the money burnt a hole in my pocket, at least a 3070 is now in earshot, just need to hit another 996 posts
Going to have to disagree with that. I'd never advise anyone to use credit.new credit card 0% just use it for one item and never again
getting into debt on luxury item is on a borderline of madness.Going to have to disagree with that. I'd never advise anyone to use credit.
Going to have to disagree with that. I'd never advise anyone to use credit.
I valid point but I was thinking more you budget the same as you do with a mobile phone some people think nothing of a £50 a month phone bill just to get a shiney one but its a credit agrement over the rrp of the phone
but they are mad
you have you contract minutes ect then buy the phone on its own
the only time I use credit is if its interest free and I would prefer to spread the cost over 3-6 months
It looks like we things are slowly getting better! Looking at the sold prices for 2nd hand cards like the RX 580 is a good indicator of what's happening in the market. Just over a month ago those cards were fetching £300+ even for 2nd hand cards now they can be had for around £200. That tells me that supply is finally starting to catch up with the demand from gamers at the top and middle end of the market which is helping keep 2nd hand prices under control.
I agree with you on that. Having worked on collections for a few credit card providers it just makes you realise how credit can go so wrong for so many people. I think if you use it correctly (pay off in full) it's fine, but as soon as people start juggling 0% balance transfers things get messy.
Going to have to disagree with that. I'd never advise anyone to use credit.
Yeah but the issue is, is that credit is generally only good for people who have the money to pay for things in the first place. Like you say, using it for extra protection. A good general rule of thumb is if you can't afford it now, don't get it on finance. It's easy to say just use them effectively, but so many people fall into the trap of getting for just 1 item, them going 'ill just get a couple more things' on them. You'd also be surprised at how many people don't truly understand how they work too.Nothing wrong with credit if used wisely - in fact, I ONLY purchase high value electrical items (or holidays etc) on my credit card(s) for the extra protection.
Holidays are a good example of of using 0% interest cards effectively - rather than saving up for 18 months then going on holiday in another 18months, just book now and pay off in 18 monthly instalments and go 18 months earlier.
Also, nothing wrong with having a couple of cards that you manage effectively as it improves your credit score.
Yeah it's difficult to comprehend really, to me it's all logical but other seemingly non-idiot people just don't get it. I've even had debates on here with reasonably smart people about paying car insurance monthly, to me it makes no sense at all and even their arguments about it 'making budgeting easier' don't really stand-up to scrutiny.You'd also be surprised at how many people don't truly understand how they work too.