Audi owners in here!

Every £1k you put in on deposit reduces monthly payment by around £25. But then that goes the same for options too.

Beyond that though, not really.
 
S2KIP said:
I assume it's not out for a while then? Is there a rule of thumb with regards to the deposit amount? I've never bought on lease/PCP before.
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Reading on Audi forums, and info from a dealer, people say dealers usually get info from Audi in April, they start getting built in May and will be delivered probably in Q3 of the year

Information and official change list is all a bit hazy at the moment for consumers and Audi dealers themselves

Lots of unhappy customers being made to wait as they've stopped taking orders for the non-product-improved version... So you have the choice at the moment to either have a stock car already on it's way or wait for the product improvement version details
 
xs2man said:
Every £1k you put in on deposit reduces monthly payment by around £25. But then that goes the same for options too.

Beyond that though, not really.
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Okay thanks. I'd have to to £20k but I'd rather not use it all. If I'm getting into debt for a new car I have a few things I could pay off first.

azibux1 said:
Reading on Audi forums, and info from a dealer, people say dealers usually get info from Audi in April, they start getting built in May and will be delivered probably in Q3 of the year

Information and official change list is all a bit hazy at the moment for consumers and Audi dealers themselves

Lots of unhappy customers being made to wait as they've stopped taking orders for the non-product-improved version... So you have the choice at the moment to either have a stock car already on it's way or wait for the product improvement version details
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I take it that once the facelift or whatever it's called lands, the RS3 will be available straight away?
 
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I know very little about PCP, but surely if you lost all your money tomorrow and couldn't make the payments then the car would be repossessed and your credit rating damaged? If so then I'd class that as a debt.
 
S2KIP said:
I take it that once the facelift or whatever it's called lands, the RS3 will be available straight away?
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Probably not. I suspect the RS3 facelift will lag a few months behind. That was the impression I got from the dealer when I was in asking. Probably similar story to the S4/RS4 in the new A4. As far as I know, official details still haven't been released. But you can go and buy a new A4.
 
S2KIP said:
It's a finance agreement isn't it? Probably poorly worded. I'm signing up to repay a fixed amount each month but I still consider it as debt.
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If you did get the car and lost all your money tomorrow then you'd have to ask the dealership to buy the car back off you to clear the remaining finance. As long as you don't get into negative equity then I don't see the problem?
 
There is no problem? All I'm saying is that I would like to pay some things off before commuting to £4xx a month or whatever it'll work out to.

To be honest that's probably what I've been spending on modifications over the past few years so I doubt I'd notice it.

All I have to work out now is whether to get one ordered now or wait till the facelift. I guess I don't mind waiting, as I can have some fun in the Evo on the way.
 
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S2KIP as above, the info I've been given by a dealer is for A3/S3

As xs2man says, the RS3 there doesn't seem to be any leaked shots for etc so will likely be much nearer the end of the year / early next year
 
Yes, a phone contract is a form of debt too.

But nobody really cares about a debt on a 500 quid phone in the same way as a debt on a 30 grand car :p
 
Blackhawk47 said:
If you did get the car and lost all your money tomorrow then you'd have to ask the dealership to buy the car back off you to clear the remaining finance. As long as you don't get into negative equity then I don't see the problem?
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So you can just stop paying it whenever you like and they'll take it back off you with nothing more to pay? I never knew that was possible.
 
geekman said:
So you can just stop paying it whenever you like and they'll take it back off you with nothing more to pay? I never knew that was possible.
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Not exactly what I meant but if S2K puts £10k down as a deposit and starts paying the monthly payments then he will owe less to the finance company compared with what its actually worth.

If you take a finance plan for 4 years (example) you can settle it whenever you like. Settle it within the first couple of weeks if you wanted to. You get a rebate on the interest too.

On my previous cars, I just part ex/trade in...I don't wait the whole 4 years.
 
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