IT Capacity issue due to everyone transferring their ISAs to them?
Best savings account?
- Thread starter Merlin5
- Start date
IT Capacity issue due to everyone transferring their ISAs to them?
Soldato
My Santandar ISA matured at the start of the month, I already have a fixed term ISA with SecureTrustBank and use Trading212 to pay my "mortgage" into each month, so decided to go with MoneyBox to transfer the Santandar into. Very easy to setup, has a nice app and like T212 you get interest added in daily.
Given the rate is the same on the Cash ISA and uninvested cash in the S&S ISA, might as well put it in the cash ISA.
I've just punted mine across. Takes two secs (Manage Funds -> Move Funds), and doesn't mess with your ISA allowances.
Got my 170 cash from my lloyds regular saver this month and opened a new one instantly.
Still at 6.25pc (fixed for a and 400 a month for 12 months.
So should be another 170 quid next year.
Also next year my 3 year fixed bond at 4.75 matures. So in 12 months should be a nice bumper haul.
But as I use 12 month 0pc spending credit cards that money is allocated to paying one of those off next year.
Still at 6.25pc (fixed for a and 400 a month for 12 months.
So should be another 170 quid next year.
Also next year my 3 year fixed bond at 4.75 matures. So in 12 months should be a nice bumper haul.
But as I use 12 month 0pc spending credit cards that money is allocated to paying one of those off next year.
Soldato
Yeah just gets annoying to keep moving backwards and forwards if your trading a bit.
Ive started moving mine a bit more again as I found some days the interest on cash in the S&S side seemed lower than I would have expected.
I also keep less than 500 loose in my S&S and rest in cash isa for same reason.
Billy big ******s over here throwing numbers around
Billy big ******s over here throwing numbers around
170..I certainly won't go spending it all at once!
