ermm what?Still poor!
Been earning 4.25% on my CO-OP instant saver for past month, expecting them to move up again in coming days/weeks closer to 4.50%.
Best savings account?
- Thread starter Merlin5
- Start date
What seems to be the confusion? CO-OP long term holders which I am get 4.25% on instant savings account, they have been pretty much matching BOE rate now for past few months.
What seems to be the confusion? CO-OP long term holders which I am get 4.25% on instant savings account, they have been pretty much matching BOE rate now for past few months.
We were confused how you have the same type of account as one that currently offers around 2% yet you are getting over 4.
Seems to pay to have had the account for a long time, I’m certainly not complaining.
I know you're not, I am!
Most companies want to stick two fingers up at you unless you are a new customer so its quite surprising.
Soldato
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Just in case anyone has a regular saver with Santander I found this morning they have a 5% version but have not upgraded all the accounts.
Sneaky gits!
You can use the bot to organise the closure of your old one and can then setup a new one in 2 days.
I assume 2 days to let the system stop detecting your old one.
Sneaky gits!
You can use the bot to organise the closure of your old one and can then setup a new one in 2 days.
I assume 2 days to let the system stop detecting your old one.
Soldato
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That's only for £200 per month though no?
Caporegime
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And locked for 12 months, with 2 DD set up.
Caporegime
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Disappointed? YesAnyone else looking at the Nutmeg account they created as the deal through Chase and feeling a little concerned?
I'm showing twelve quid down today
Concerned? No
Doing this for the £100 thing, so still £90 up....and dropping lol
It'll probably break even by the time you can withdraw it, unless the US market tanks.Anyone else looking at the Nutmeg account they created as the deal through Chase and feeling a little concerned?
I'm showing twelve quid down today
It's funny looking at their returns track record and seeing how it's never beat a basic S&P500 ETF, but that's been proven time and again - managed portfolios are rarely worth the fees.
Cant tell if seriousAnyone else looking at the Nutmeg account they created as the deal through Chase and feeling a little concerned?
I'm showing twelve quid down today
Soldato
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This......currently anyway
It's gone down twelve quid, if it drops another £88 in the next month, we'll end up not making anything.
Of course, it's an investment with an associated risk but it'd be quite disappointing to end up with that £100 just covering the loss from the investment.
Caporegime
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Short term is not investing, short term is more gambling.
I opened my first Stocks ISA last September, put £350 in...it went down to -£15 at one point, up £1.86 up, after 9 months !!! It was in the negative last month. It's basically done nothing in almost a year. In a way.....it could be a good thing, if this is indeed the bottom then I should buy more....or....just put new savings into regular savings account and get that 4% interest instead.