Best savings account?

Feek said:
It's gone down twelve quid, if it drops another £88 in the next month, we'll end up not making anything.
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Slim chance of that happening though, no? I would have thought the arse would have to literally fall out of the markets for us to end up barely breaking even :confused:

Saying that i'm -£7 down and as long as at the end it hasn't cost me anything (need to make £20/25 to cover saving interest and fees) then ¯\_(ツ)_/¯....it's the risk we've taken.
 
Does anyone have any experience of Junior Stocks and Shares ISAs?
Got a decent chunk of money and want to put it into my kids' (age 2 and 4) savings. They both have savings accounts that money goes into each month, and cash ISAs that birthday/Christmas money goes into it.. but I was thinking about converting the ISAs to Stocks and Shares ISAs as over the time till they're 18 I'd expect that be a better return.
 
GeX said:
Does anyone have any experience of Junior Stocks and Shares ISAs?
Got a decent chunk of money and want to put it into my kids' (age 2 and 4) savings. They both have savings accounts that money goes into each month, and cash ISAs that birthday/Christmas money goes into it.. but I was thinking about converting the ISAs to Stocks and Shares ISAs as over the time till they're 18 I'd expect that be a better return.
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What do you need to know?
 
Zatoichi.uK said:
LS is UK weighted, if that's what you want... personally I switched to the global index.
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Which particular global fund is that? One of these?

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Zatoichi.uK said:
I chose the FTSE Global All Cap. Accumulation one.
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I'm just navigating through the Vanguard site at the moment, and I can't see any information on my child's JISA other than the account number. I would have thought there was a document containing the name, DOB etc.. Are you seeing the same with yours, or am I missing something?
 
GeX said:
Does anyone have any experience of Junior Stocks and Shares ISAs?
Got a decent chunk of money and want to put it into my kids' (age 2 and 4) savings. They both have savings accounts that money goes into each month, and cash ISAs that birthday/Christmas money goes into it.. but I was thinking about converting the ISAs to Stocks and Shares ISAs as over the time till they're 18 I'd expect that be a better return.
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Open with Fidelity; you can access Vanguard funds that aren't even available on Vanguard, and it is 0 fee for under 18s/JISAs.
 
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Feek said:
There's still a month to go.
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If we lose £88 in a month (i.e. still 0) then I imagine we will be in a much worse situation globally. 10% down on "super safe bonds" would indicate some kind of apocalypse tbh. Best worry if you might win the lottery or something; much more likely.
 
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I save will zopa has been giving good interest rates so far at 3.46 % aer don’t think there’s much better out there so far for a instant saving account
 
Am surprised to see some people on here have co-op accounts

I always thought the co-op was only in the channel islands :o
www.channelislands.coop

Channel Islands Co-operative | Jersey

We're owned by a membership of over 120,000, so being a Co-op member gives you the opportunity to belong and be part of something bigger!
www.channelislands.coop www.channelislands.coop

Or is the channel island co-op a totally different company :confused::confused::confused:
 
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Burton200 said:
I save will zopa has been giving good interest rates so far at 3.46 % aer don’t think there’s much better out there so far for a instant saving account
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Chip at 3.82% is probably the best instant access no hoops to jump through account at the minute
 
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