Best savings account?
- Thread starter Merlin5
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Soldato
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- 13 Sep 2005
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Are you able to transfer funds from Chase to Chip? When I tried a few months back it wasn't possible, but Chase have joined the switching program since then I believe.been using Chase but signed upto Chip was really quick process , will keep using Chase for the 1% cash back
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Soldato
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- 15 Feb 2003
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Things are getting stupid now with the one-upmanship. Kroo goes to 3.60%, Chip then up to 3.75%, Kroo to 3.80%, Chip 4.0%, Kroo to 4.10% now Chip to 4.21%.
Chase went quietly to 3.8% and Monzo is stuck at 3.7%.
All in the last 3 weeks.
Chase went quietly to 3.8% and Monzo is stuck at 3.7%.
All in the last 3 weeks.
Chase didnt show up in the list so went Chase to Halifax to Chip
I'm waiting for Gibbo to come in and tell us about his coop rate that's completely and utterly unobtainable to anyone except long term customers who put about £10k through their accounts each month
Deleted User 298457
Deleted User 298457
Competition is "stupid"... got it.
Soldato
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- 18 Oct 2002
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1 and 2 year bonds fixed at 5.78% here: https://www.oxbury.com/savings
Lloyds also offering 1 and 2 year ISA at 4.95% and 5% respectively: https://www.lloydsbank.com/savings.html#c_115_accordion_2305
Lloyds also offering 1 and 2 year ISA at 4.95% and 5% respectively: https://www.lloydsbank.com/savings.html#c_115_accordion_2305
I'm waiting for Gibbo to come in and tell us about his coop rate that's completely and utterly unobtainable to anyone except long term customers who put about £10k through their accounts each month
Still 4.50%, I put several hundred thousand through them and to get the upper rate you need 100k plus in the account, though under 100k is only 0.1% lower (4.40%).
Judging from past they seem to match the BOE rate around two weeks of the BOE updating, so we shall see. Hoping for 5%
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Soldato
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- 18 Feb 2007
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Is it quick and easy to move funds in and out with Chip?
I seem to remember having to link bank accounts with them.
Also although I don’t always trust review sites, Chips ratings are quite poor, poor customer service, moving money out issues, puts me off slightly.
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It is as long as you do it all through a single linked bank account. Deposits and withdrawals have always happened within a minute.
Once linked bank it's been pretty much instant moving in and out
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Looks like I need a short term cash savings rate. I'm Planning to build this up to 10-15k then buy myself a van in new year so fixes are out the window.
MSE suggests chip. And you guys seem to be on it. And it looks like they keep near or on top of the pile.
Any hoops to jump through?
MSE suggests chip. And you guys seem to be on it. And it looks like they keep near or on top of the pile.
Any hoops to jump through?
Wasn't too bad to set up, I had a few issues sending money from the account I linked, but I think that was mainly security from my bank blocking it since I had a flurry of large transfers going through
Nope, you should be up and running in minutes. No fees, no min/max amounts, no need to have X amount of DDs or save X amount per month.
I wonder how many people in here are going to actually do their tax on their interest this year?
Good point. How often do chip pay interest?