The kicker is, I got my renewal from my current insurer who are unaware of those two car claims, and it's £150 cheaper than last year
With the claims, it goes from <£300 to £800+ - not sure i can justify that tbh, esp as my car insurance will probably be doing the same.
Is there a any form of cutoff to contest blame on a claim? The 3 way crash I had was complex, someone speeding behind me in same lane swerved around me at a junction as I was moving into the left lane (indicating.) They rammed into the left side of my car, ramming me forward into a car in front in the right lane.
I didn't hear anything back from the insurers for a while, then received a letter saying I was at fault (I imagine because I impacted the car in front) and a deadline by which to contest it. The deadline had already passed when I received the letter, and I couldn't ba to fight it, so let it go.
This morning, I saw the girl who had previously rammed me, driving like an idiot at exactly the same spot. 2 lanes of traffic at a light, the left hand lane has perhaps 30 meters before it's blocked by a car after the lights. So she takes the left lane (driving a merc) with the intention to blast off the lights, undertake me and swerve in front, because she couldn't be bothered to wait in a queue of two cars. I beat her off the lights (I know...), but it riled me up seeing her do the same kind of thing again at the same spot.